Jul 292013
Habits do make (or break) you ...

… in this case, financially.

I recently came upon a post in social media-land that made me stop, read, bookmark it, print it off, and begin to share w/ others.  That’s saying something, in a virtual oasis of information that never ends! There is so much information out there in our modern world, much of which eludes our eyeballs. In many cases, this is for the better, since the information is of 90% (below par) quality per Sturgeon’s Law (Five Levels of Decline/FLD), however, I’d say what I’m going to reference and point the readers to below fits into the 10%.

What do the rich do daily that leads them to financial success that the unsuccessful don’t? Mr. Corley+ lists 20 separate things (see below URL/link for the citation). For the purposes of this post, am going to pick several of them that stood out to me based on my ongoing personal/professional/leadership journeys.

First, let’s use a disclaimer. If you listen to too many politicians, or those who lack results, you may think that the rich are to be disdained. Certainly, some of them lack people skills and don’t properly manage their wealth/good fortune; others earned it through less than admirable means; and a small handful inherited their money, and likely have zero per cent appreciation for where it came from. Put these 3 categories aside. This post has nothing at all to do w/ them.

Onto the list >>>>>>>>>

First:  63% of the wealthy listen to audio books during their commute v. 5% of the poor.

* Personal testimonial. I used to be part of the latter. Now, I always use my vehicle and commute time, regardless of time spent (3 min. drive, or many hours) as a rolling university. Over the past 3 years, I’ve listened to somewhere b/w 500 and 1,000 audios, inc. numerous books. What it’s done for my thinking, habits, and results is very clear.

Second: 88% of the wealthy read 30 mins. or more each day for education / career reasons v. 2% of the poor.

* Personal testimonial. Again, I was part of the latter. I would read a book here & there, usually a political ‘screed’ that just made me angry at one politician, party, or law, or sometimes a fiction book. Now, I read from many different genres: I presently have 4 books in progress:  1 economics; 1 finances; 1 leadership/history; and 1 human relations/people skills. And, over the past 3+ years, I’ve read over 100 different books, several of them multiple times. Again, the difference that it’s made is beyond obvious.

Third: 67% of wealthy watch one/1 hour or less of TV/daily v. 23% for poor.

* Personal testimonial. Up until 2 1/2 years ago, I watched (or had in the background for sound) roughly 4 hours of TV most days, and sometimes, 8-12 hours if I was home and didn’t have anything else to do. (!?!?!) – and in that time, my financial success was very limited. Programming, advertising/PR, and marketing only encourage consumption and you’d have to search far and long to find anything on the tube that teaches wealth principles. Now, I watch zero hours of TV/day, and with very limited exceptions due to the mobile web & the internet, I do not miss it. And, I’ve learned a ton of principles, lessons, and nuggets that will lead to far better financial results.

Fourth: 79% of the wealthy network 5/five or more hours/month v. 16% of the poor.

* Personal testimonial. The value add for focused networking is unquestioned. Meeting new people leads to bigger networks, and in the connected age in which we live ( read Godin and Gladwell to better understand. ), this is a crucial component of growing wealth. I used to watch all that TV — see above — and my circles of influence were stagnant. Now, I have stacks of business cards, numerous new friends, and I am out there at various events on a recurring basis.

Fifth [ and last, for this post. ] : 86% of wealthy folks believe in life-long educational self improvement vs. 5% for poor folks.

* Personal testimonial. This is tough to hear for those who have minds that are finite – perhaps they made excuses for their situation; or, they believe that their credentials (degrees, certifications) mean they have “arrived” and there’s nothing else to know/learn; or, they have a fixed mindset (instead of one of growth). Any of these can easily be overcome, however, it will take changing the information at the front end x increasing humility x adding honeability. Toss in a bonus of understanding the crucial difference between investment and expense, and you will easily grasp that learning and deep seated education, which is often self-directed, never ends. ‘What we know is but a drop, and what we don’t know is an ocean.’


I hope you, the reader, found this post to be very insightful!  Learn from it, and make the changes right away – don’t “try” them, just “do” them!   All the best at all times!


+ http://www.richhabitsinstitute.com/ = Mr. Corley’s site ( the article URL was cited by Dave Ramsey )

Apr 102013
Making a difference starts with ...

… better quality information.

Contention of the day:   Information changes lives.

Better yet to sharpen that & say:   World class information changes lives, so long as one has the courage to grow, to be honeable, and humble enough to confront his/her thinking head-on.

Personal testimonial. This is what I did starting just about three years ago. The information I had in my life up to that point had produced the results that I had, which, far from bad, were just … mediocre; additionally, my happiness was nearer to low tide than to flood tide level.

So, thanks to finding a mentor, associating positively with those who cared about my happiness and wanted to build a long lasting trusted friendship/relationship with me, things started to change, step by step:  days, then weeks, months, and now, into the years.

Now, rather than spending so much time worrying about things due to a bad attitude (especially on Mondays; now, all 7 days are equal in how much I look forward to them!), and a focus on self, rather than service, I live a far richer, blessed, and fruitful life in all areas measured through the 8 F’s and the 13 resolutions. I used to make ‘resolutions’ ( not really: they were ‘preferences’ and not decisions), and not live up to them; I used to spend a lot of valuable time sleeping in, or watching television, or reading books that just made me angry about current events, but offered no depth based solutions to fix things. Now, each of these time wasters and productivity drainers have been replaced by far more effectives uses of time, which allow me to make a difference and build a legacy; things such as:

Reading world class books – have built up a library and always am happy to recommend titles ( see my second blog for the write ups ) and also loan out books to those who are hungry to change

Listen to audio recordings which make me think, which challenge me to grow more, and which contain voices of those whose results I desire to have.

Watch various webinars, DVDs, and vid clips (You Tube) that contain information which leads me to be able to write up quotes to help stretch my thinking, push me out of my familiar zone, and bless others by being part of the 20% of society which “vibrates” to a positive frequency.

Association with other climbers, encouragers, and dreamers who have put serving others through servant, replacement driven leadership far ahead of their personal affluence, whims, pleasure, comfort, and entertainment.

And, am able to describe to others just how I did it and am able to pay it forward – Level 3 motivation is the capstone of a life well lived. Being a creator and part of a huge sea change in the West (esp America) which stresses putting the entrepreneurial/freedom values like tenacity, creativity, long term vision, and numerous others in one’s day to day lives.

Unquestionably, it is those who challenge their own thinking through the doorway of better information that can lead the way to an even brighter tomorrow. America’s best days are ahead, and so are the West’s, so long as we recognize the golden value of time far, far ahead of the silver value of money, and as we see the actions and habits we perform & take blaze a new pathway to far better results which will make a difference in our life, our immediate families, friends, community, and even, the nations in which we live.

May your days be filled with gratitude & all the best!