Aug 292013
 
By the hour, by the task, by the relationship, or by ROI

I’ve had the privilege to expand my formerly fixed pie mindset into that of a lifelong student with an ever growing pie mindset due to being on the ‘path less traveled’ which I’ve been walking down these past 3+ years.

In this time, I’ve read north of 100 books, listened to somewhere between 500 and 1,000 audio recordings, watched over 50 DVDs, read hundreds of blog posts, and been to between 100 and 200 different events where I am surrounded by creators/builders/eagles/climbers. All of these, summed up, has completely been transformational. Not an overstatement in the least!

As part of the above, one particular book, amongst many, serves as the inspiration/foundation stone for this post – that being ‘Cashflow Quadrant’. It was one of the first dozen books I read when I discovered what true education really was ( = liber/liberty/how to think ), and I constantly recommend it in the present, and will do so into the indefinite future:  It is THAT crucial — a must read.  In fact, I believe it should be required reading in all high schools, regardless of if public, charter, private, Christian, or one of the many home school curriculums.

Taking a high level view of the acres of material in this book leads back to the title of this post. There are four/4 quadrants —  each of them will appeal to people based on their core values, their personality traits/temperaments, and their willingness to be a student (read: humble, honeable, hungry).  Each of these can also be attached to one of the short descriptors;  let’s unpack them one by one, then will close off this post with a summation.

By the Hour

E > Someone who ‘lands’, chooses, or is shuttled here through the ‘system’ and/or programming most usually thinks in chunks — hour(s). Extended further out: days, weeks, with a mindset of “hump day”, or Friday is more important than any other day of the week. This is due to an ingrained mindset where he/she measures things in such time increments which are short term in focus and perhaps also in vision.  Often, someone in this quadrant will say he/she “has no time”, or is “very busy”. Chalk this up to a priorities/urgencies root issue, and the age old difficulty in being unable to do anything about the time v. money 1:1 exchange.

By the Task

S > Here is a quadrant where one also tends to be shuttled or programmed to put up stakes, although there is a definitive difference b/w it & its cousin, ‘E’. A person(s) here now thinks more along the lines of – how much can I earn (income) for task “X”, “Y” ?  Example is the trading of time for an appointment which requires the other party to pay ( e.g., Doctors, dentists, accountants, certain types of coaches/counselors, stylists, consultants, lawyers ). So, to extend, it is in the best interests of the person to squeeze as many clients-customers into a given time period as possible. The outlook here can usually be longer than a day or a week, although a person here can oft-times employ others, so he/she may also be marking off in his/her head the time between ‘now’ & when payroll is due.

 

We’ve now traversed the metaphorical wall/chasm between sides of the squared quad. What is the difference between them, one who has yet to read this landmark book may inquire?  Quite straightforward:  One’s incoming information, and subsequent thinking (and actions/application of the former two). Another way to say it:  You are no longer depend”E”nt nor are you a member of independent”S” Inc. (so to say)

 

By the Relationship

B >  The least understood corner real estate, yet within lies the most profound answers to many of life’s perplexing issues/questions. Such as?  :  Why can’t I ever seem to get ahead? — Why don’t I think I have enough time in the day to do everything I must get done? ( yet, the day is just as long as it was millennia ago ) — Why is there more week/month than what is in my paycheck ( net income ) ?  Just who are the folks who own (not manage!) those ‘chains’ = franchises that I spend all of my waking time or currency in?

When you quite likely have made your way into this quadrant, since a very small number will be born here, you will find that your thinking requires a reboot. And, furthermore, that much of what you learned before quite likely will need to be unlearned over time. To “B”, you are no longer the magic elixir. You’ve instead discovered interdependent life — its all about Resolution 11: Systems (Holism) & working in concert with a proven, duplicatable system. This system often takes the form of a recurring inflow of life changing information or, in some cases, it is a reference manual/guide/book that you can use over + over + over again to get the same result.

How does relationship(s) tie in?  This way:  Since you are interdependent, you are interlinked in many cases with others in common purpose. The others will either ensure your financial security through their prosperity; and/or they will be your extended term clients/customers as you have earned their unshakeable trust and loyalty; and/or, lastly, you are seeking to grow your tribe and expand your network, so you must know people skills and sharpen the human relations art & science abilities that are not nearly as well taught as an “E” or an “S”‘er. Folks here also have a strong understanding of financial fitness & are coming to the realization that you don’t retire — unless the word is re-defined to mean that you are retiring from your obligations.

This leads to the final corner >

By ROI

I > This is rarified “air”, as the % of those occupying the ground in this bottom right real estate are most always those who spent a good deal of time as a “B”, and they’ve earned their stripes and have become truly free:  In both time and in money. So, they can now put their money on the line in great big chunks, and become real investors. No, if you are “investing” in a corporate-industrial age retirement vehicle such as a 401(k) nor an industrial age one like a defined benefit pension plan.

In those two latter examples, you are not spending money, however, you have not leveraged money to get an ROI on money. The leverage here is purely monetary as opposed to a system from its cousin to the north, the ‘B’. Instead, this is building or creating of an asset(s) that kicks off cash flow. The book describes the levels of investors far better than I could attempt to dissect, so dear readers, please be sure to read, or re-read, this seminal book, then pay it forward to your friends, family, and especially, the younger generations.

In this quadrant, to cap it off – you are receiving so much inflow of currency from your dependent ‘E’ & independent ‘S’ neighbors across the wall, that your well being is set. You are a living breathing example of the maxim of financial fitness that its NOT where the $ starts, but rather, where it ends up that COUNTS.

 

In wrapping up, please be willing to always change. It is hard, however, beating one’s head against cement and expecting cement to crumble!  If you have those questions above, or simply are a student and wish to gain wisdom and knowledge to then turn around to apply & then pay forward to another, you have found (A) one of the best books ever written, and (B) a post here in the blogosphere which has attempted to explain it all from a slightly different perspective than others likely have already. ( since this book has sold so many copies, I know there are tons of links online talking about it! )

Be the best you can be. Live. Learn. Grow, And may you find & earn your dreams.

Aug 192013
 
S - U - C - C - E - S - S

This acrostic caught my eye right away when I heard a highly successful entreprenuer lay it out on a white board earlier this month. I think the value of such a visual can often be under-rated, so rather than let that happen, am using this gentlemen’s focus on the familiar word ‘success’ as the heart of tonight’s post.

/////////////

S = $

U = You.

C = Common

C = cents ( sense 😀 )

E = Enthusiasm

S = $$

S = $$$

\\\\\\\\\\\\\

I can easily relate to why the ‘S’ s all were tagged to money. Since so many equate success to financial well being, it was a neat idea to build the acrostic with book ends which a majority of individuals will relate to at a surface level. Does this mean that success is exclusively financial?  Of course not. It is far, far more, yet since many aspire to financial freedom, with being successful as their vehicle to get there, it makes sense.

‘C’ & ‘C’ = how valuable, yet its not all that common sometimes, is it? This can be attibuted to so many root reasons ( e.g., non physical fears, programming, poor/bad information, not associating with positive communities/individuals, entertainment overload, schooling instead of education ) — so, let’s counter that by mentoring with those who have your best interests in mind, plugging into gold medal quality information, and changing your thinking. Mentorship matters.

Enthusiam, let alone excitement, are so crucial. Frank Bettger taught us this so many years ago in his remarkable book, ‘How I Raised Myself From Failure to Success in Selling’. Have vivid, clear goals that you are chasing at all times. Be in the race to the top. A winner is up even when she is down – you must pour the gas on the dreams, and act enthusiastic even if you don’t quite feel all the way there 🙂

Lastly, we back up to the U.  That is you. Yourself. (and I!). We are our most valuable asset, yet we often take our trillion dollar on board computer known as our brain (primarily the subconscious/unconscious = a goal setting device) and feed it the equivalent of junk food, yet we expect the best of our sports teams and celebrities (?).  This is entirely upside down.

There’s nothing amiss with having a favorite player, team, or even a star actor, but why do so many tolerate mediocrity in their own day to day lives?  This must be fixed at the core. We control our decisions and our choices. Never play the victim, or bring out the victim card; if you do, the success card is off the table, and will not be in the deck. Why? By doing the latter, you’ve donated it to the person next to you who is reading to be a leader and borrowing the experiences of those who have results; the person in the car in the next lane who is using her vehicle as a rolling university; the man who is attending seminars and conventions and rubbing shoulders with eagles/climbers/creators who want to get better.

It is an honour and a privilege of mine to lead others to their oasis of success. And, I hope this recap, with my own analysis attached, helped the reader, even if just a little. Blessings!

Aug 132013
 
Leadership correlates with education, education with freedom, and leadership engenders freedom: Connections

A couple months ago, I was fortunate to have had the opportunity to hear a very moving talk from a well regarded, influential servant leader #. His ability to interweave leadership principles, liber education (self-directed/leadership), & the meanings of freedom seamlessly together is quite impressive. I’ve noticed that such an ability to synthesize concepts is often missing from today’s schooling, although its value is hard to underestimate in any context once you’ve experienced it.

That talk inspires this post. My wishes for the reader are to think independently; to understand that it is very important to grow his/her leadership abilities — in the ‘soft skills’ — and, lastly, that schooling and education are far from one in the same.

It’s been proven throughout history that freedoms that citizens enjoy are connected to their education. And, that information learned, studied, and applied is where wisdom originates. We cannot depend on faux ‘experts’ to determine anything — businesses large and small, schools, public, private, and home based, and other institutions crave and are clear need of leaders who are honeable, hungry to learn, and are humble, realizing that for every book they read, there are thousands yet to be.

Our freedoms, best described through the lens of either the ‘eight meanings’, or the ‘three types’ ( DeMille & McEwen, respectively ), rest with embracing the age in which we presently live, while renewing our past, and looking evermore into the future. A business model that combines servant/replacement leadership with education, and which filters out the best information from the noise and mis-information in our world today, is beyond priceless. It is troubling when so many citizens are struggling when we have more info at our fingertips today than even 10 years ago; so, let’s connect these together and serve first, to address our problems at their very root.

Businesses which are cutting edge often are very abstract and intangible —  it can be argued that Microsoft, let alone Facebook in the present time, are very much in this category. So, information that isn’t pure, which is not based on fundamental concepts and principles of leadership, nor which encourage any of the types or meanings of freedom, can get out into the marketplace through such an outlet. Think of all the banner ads, the advertising in the news feed, and such as cases in point.

Enter into the marketplace of our global world a similar model, based strictly on information and connecting people together who share a like-minded vision. Going further, the model teaches the soft skills to those who are hungry to invest their 86,400 seconds a day into those who own a share of it; let alone, existing to reach out to others who don’t yet own a share, but wish to do so since they realize that doing the same old, same old in the familiar zone just won’t get them ahead in life.

What may restrain the growth of such a fused model of self-directed education, servant/replacement driven leadership, & the impartation of freedom principles?  Alexander Tytler saw many of them coming centuries ago:  Complacency. Cynicism. Apathy. Dependence [ in this case, on big institutions, words instead of action/deeds ]. Bondage [ here, speaking of debt – spending much of your time plying a trade to pay creditors instead of focusing on what really matters ]. However, can anyone change this?  Of course!  Should you have some healthy skepticism that you can?   Sure. Just use the latter as fuel, and don’t catch the dreaded disease known as ‘excusitis’.

Dr. Schwartz taught us about this disease years ago in his landmark book ( a MUST read.); being “busy” and broke, let alone leaning back on your health as a crutch, all fit into this category of mediocrity. Breaking free from it by solving the idea and ambition problems is exactly what this type of fused model solves!  Leadership requires independent thought, & a different lens and thinking pattern. Education requires the same, and dispenses with much of the (more subtle) programming that schooling includes. And, freedom is precious, and requires one to lead from the front, educate constantly, and think in depth.

Don’t find yourself on the outside looking in while the “experts” attempt to solve problems in your town/city, county, province/state, or nation. Don’t let yourself be distracted from the real issues. Avoid living vicariously through others’ successes, inc. a favorite sports team(s). Curtail excessive entertainment that can become entrenched in your lifestyle, which will neutralize your potential to be great, instead of just average. Be extraordinary!  As Don Soderquist taught us in his book, live, learn, and lead to make a difference. This type of internet age model gives you the intangible tools to do all of the above & much, much more.

Thank you for taking the time to visit this blog & may your life be filled with all the things that you have earned by service before self.

__________________________________

# Sending many kind regards to Mr. George Guzzardo. Please take the opportunity to visit his blog; he updates it frequently and his posts are filled with wisdom; the link/URL is in my blogroll.

Jul 292013
 
Habits do make (or break) you ...

… in this case, financially.

I recently came upon a post in social media-land that made me stop, read, bookmark it, print it off, and begin to share w/ others.  That’s saying something, in a virtual oasis of information that never ends! There is so much information out there in our modern world, much of which eludes our eyeballs. In many cases, this is for the better, since the information is of 90% (below par) quality per Sturgeon’s Law (Five Levels of Decline/FLD), however, I’d say what I’m going to reference and point the readers to below fits into the 10%.

What do the rich do daily that leads them to financial success that the unsuccessful don’t? Mr. Corley+ lists 20 separate things (see below URL/link for the citation). For the purposes of this post, am going to pick several of them that stood out to me based on my ongoing personal/professional/leadership journeys.

First, let’s use a disclaimer. If you listen to too many politicians, or those who lack results, you may think that the rich are to be disdained. Certainly, some of them lack people skills and don’t properly manage their wealth/good fortune; others earned it through less than admirable means; and a small handful inherited their money, and likely have zero per cent appreciation for where it came from. Put these 3 categories aside. This post has nothing at all to do w/ them.

Onto the list >>>>>>>>>

First:  63% of the wealthy listen to audio books during their commute v. 5% of the poor.

* Personal testimonial. I used to be part of the latter. Now, I always use my vehicle and commute time, regardless of time spent (3 min. drive, or many hours) as a rolling university. Over the past 3 years, I’ve listened to somewhere b/w 500 and 1,000 audios, inc. numerous books. What it’s done for my thinking, habits, and results is very clear.

Second: 88% of the wealthy read 30 mins. or more each day for education / career reasons v. 2% of the poor.

* Personal testimonial. Again, I was part of the latter. I would read a book here & there, usually a political ‘screed’ that just made me angry at one politician, party, or law, or sometimes a fiction book. Now, I read from many different genres: I presently have 4 books in progress:  1 economics; 1 finances; 1 leadership/history; and 1 human relations/people skills. And, over the past 3+ years, I’ve read over 100 different books, several of them multiple times. Again, the difference that it’s made is beyond obvious.

Third: 67% of wealthy watch one/1 hour or less of TV/daily v. 23% for poor.

* Personal testimonial. Up until 2 1/2 years ago, I watched (or had in the background for sound) roughly 4 hours of TV most days, and sometimes, 8-12 hours if I was home and didn’t have anything else to do. (!?!?!) – and in that time, my financial success was very limited. Programming, advertising/PR, and marketing only encourage consumption and you’d have to search far and long to find anything on the tube that teaches wealth principles. Now, I watch zero hours of TV/day, and with very limited exceptions due to the mobile web & the internet, I do not miss it. And, I’ve learned a ton of principles, lessons, and nuggets that will lead to far better financial results.

Fourth: 79% of the wealthy network 5/five or more hours/month v. 16% of the poor.

* Personal testimonial. The value add for focused networking is unquestioned. Meeting new people leads to bigger networks, and in the connected age in which we live ( read Godin and Gladwell to better understand. ), this is a crucial component of growing wealth. I used to watch all that TV — see above — and my circles of influence were stagnant. Now, I have stacks of business cards, numerous new friends, and I am out there at various events on a recurring basis.

Fifth [ and last, for this post. ] : 86% of wealthy folks believe in life-long educational self improvement vs. 5% for poor folks.

* Personal testimonial. This is tough to hear for those who have minds that are finite – perhaps they made excuses for their situation; or, they believe that their credentials (degrees, certifications) mean they have “arrived” and there’s nothing else to know/learn; or, they have a fixed mindset (instead of one of growth). Any of these can easily be overcome, however, it will take changing the information at the front end x increasing humility x adding honeability. Toss in a bonus of understanding the crucial difference between investment and expense, and you will easily grasp that learning and deep seated education, which is often self-directed, never ends. ‘What we know is but a drop, and what we don’t know is an ocean.’

 

I hope you, the reader, found this post to be very insightful!  Learn from it, and make the changes right away – don’t “try” them, just “do” them!   All the best at all times!

——-

+ http://www.richhabitsinstitute.com/ = Mr. Corley’s site ( the article URL was cited by Dave Ramsey )

Jul 112013
 
Offense, Defense, & 'Playing' Field ... for Finances / Economics

Economics. Finances. Government budgets. Money. Investing. Spending. Bills.

What emotion(s), thought(s), or image(s) spring to mind when you heard these words?

Fear?

Confusion?

Uncertainty?

Confidence?

I hope that you can answer in a very positive way, however, with the way our culture and society have been so heavily commercialized, flooded with PR/marketing/advertising, and political mumbo-jumbo ( to put it mildly ), I would suspect that the emotion, thoughts, or otherwise would veer rather strongly to the negative, or perhaps just indifference.

Then, let’s introduce an equation which is far from original, yet can help dispel many many myths, confusion, and other maladies which are preventing the mass of our great republic from being able to earn their freedom  – financially ( from being a slave to debt & time ), spiritually ( to be able to donate freely to charities and church/faith organizations, if desired ), socially ( to be able to share wealth with those less fortunate, inc. struggling families , single parents, et al. ), and personally ( becoming educated and empowered, instead of programmed & trained to borrow, spend, and not invest in ‘You, Inc.’

 

INFORMATION  ~~~>  THINKING ~~~> ACTIONS/HABITS ~~~> RESULTS

 

May I take the liberty to recommend digging into some world class, gold medal information which is a compilation of nearly two decades of wisdom gained, education earned, and lessons learned through the vehicle of PDCA? (plan/do/check/adjust-act)?

Please watch this short vid clip

& click through the various options (workbook, forms, full package/set)

It would be a privilege to share with anyone how much this information has changed my economic & financial thinking from the inside-out. I will never look at money, budgets, investment, or spending/expense the same again. For the better. Way better. Immeasureably better.

Have a terrific evening & enjoy every minute of your day. Its a blessing to be alive & well!

Jul 082013
 
On a peak (of life)? in a valley (also of life)?

I recently put a cap on a terrific book called ‘Peaks and Valleys‘ by Spencer Johnson, M.D. What a truly inspired read! I compare it to the ‘Great Connnection‘ , ‘Leadershift‘ , and ‘The Ant and the Elephant‘ in terms of how much it impacted me through the lens of a business parable writing style. This post will not serve as a recommendation / review of the book ( please visit my other blog for that in near future ), but rather, I will sum up some immediate thoughts that I had about the book; it’s core themes can easily be applied to anyone’s life.

Five Major Themes

1 + ‘To Manage Your Good and Bad Times:’ > ‘Make Reality Your Friend’

What an on point, to the heart question Mr. Johnson poses! “What is the truth in this situation?”

How often do we allow ourselves to think independently, or use our self-talk as a positive, rather than a huge lead weight?  Let alone bringing the word ‘truth’ into the solution to a problem, however small or vexing, or seemingly unsolveable?

2 + ‘To Get Out of a Valley Sooner:’ > ‘Find and Use the Good Hidden in a Bad Time’

Fantastic perspective! How often have we heard that there’s a silver lining in every dark cloud?  This is a corollary of that metaphor. Yes, but it sounds so corny?! You may say..

Sure, you may respond that way, and it may even be the case, however, being able to laugh at yourself and have fun, even in bad times, brings levity and is like dropping some of the bricks from the bag which you filled yourself.

3 + ‘To Stay on a Peak Longer:’ > ‘Appreciate and Manage Your Good Times’

Absolutely. Comparing this to what I’ve heard on an audio multiple, multiple times — you should not eat your seed corn or wheat. These crops are akin to good times; one may also be familiar with the metaphor, ‘every good time must come to an end’

Don’t use these in any way but to be a good steward of your resources — financially, do not spend every penny that you make; ignore the incessant calls to borrow more money which will keep you in debt in perpetuity — relationally, always be humble, do what you have done to get to your peak. Turn the spotlight off of yourself, and onto others.

4 + ‘To Get to Your Next Peak:’ > ‘Follow Your Sensible Vision’

Mr. Johnson describes it well – “Imagine yourself enjoying a better future in such specific, believable detail, that you soon enjoy doing what takes you there

You cannot merely fantasize, wish, or pretend; you have to use the immense power of vision ( Resolution 4 ) combined with planning, doing, checking, and adjusting ( Resolutions 5 & 6 ) to make what you have dreamed about real!

Bastiat’s Law, one of the FLD, will tug you away from doing any of these last four action steps, making you want to play the lottery, or wait for someone to leave you inheritance monies, however, to scale a peak require real work and effort.

Lastly, 5 + ‘To Help People:’ > ‘Share It with Others!’

Simple, yes? However, don’t fall into a trap of human-ness, and want to hold these lessons close to you like a blanket in the winter; be grateful you heard them, and turn around and pay them forward. Resolution 13 is a clarion call to thinking well beyond you, and planting the seeds that will become great trees, or stalks of corn, or fruit in others’ lives; those whom you may barely know, or will never meet.

Whether you give this book out as a gift, loan your personal copy to someone, practice these lessons and be the example in front of everyone, or something else not listed, just be sure to get “outside of yourself”, and put service before self.

~~~~

Have a wonderful week~!

~~~~

May 032013
 
Service > self

Service.

Self.

Two distinct words.

Yet, how often do we put them in order of what we want vs. what others could benefit by?

Far too often — especially if you live your days in the mass media/consumerist culture.

Changing this at its roots requires heart, mind, and will, all fused together. Can it be done? Absolutely; I am living proof that it can transform a life.

How did I do it?  Or, better phrased: How am I continuing to get better at it?

The answer is that I am purposeful in what I allow to enter my mind. Your thinking is the lever of your life; if you let your thinking go south, let alone take your own advice, or the advice/opinions of those who don’t have the results/success which you strive for, you’ve lost a battle. Does this mean that the war is lost too?  Not in the least!  Just go back to your “trip point“, which is the information. Information changes lives. Undoubtedly.

Service can be defined so many ways; one way that it can be framed is in the context of servant leadership. When you understand leadership as equaling influence, you know that by being a servant, and putting service ahead of self, you’ve blessed someone else. Ego must be subservient to excellence, just in the same way as service > self.

Self -focus is caused by a society/culture which glorifies success in a mis-defined manner:  By the love of money ( as money is not the root of all evil; the love of it is); by characterizing success as financial (“being rich“) only; by what the celebrities & sports stars are doing; or even by encouraging competition ahead of community/interdependent ( ‘Law of the Inner Circle‘ , ‘Level 4‘ thinking.)

Going back to the information as the root source leading to the lever going up (service) or down (self) — it does require humility/humble-ness, hone-ability, a lack of self-deception, and courage to want to take steps to change the information flow. Here in the connected/internet/info age, information is beyond plentiful; it is all encompassing!  It surrounds us like a cocoon, and if we aren’t perceptive, it can impact our thinking in mere seconds. Think of how your mood changes by listening to a negative source, such as the TV news; why would you constantly shovel snow ONTO your grass when you could use your snow blower to REMOVE it?  This is analagous to letting bad/un-edifying/uplifting info into your head when you could turn it off.

Be a blessing to others by serving them. Think of how you felt when you volunteered at a charitable event, or when you donated monies, or when you helped at your church , or when you stepped up to help a neighbor in need. That’s obviously putting service before self, and doing this consistently can be encouraged by starting at the information ‘step’, and observing the changes in your thinking over time.

Thank you for reading, and all the very best in the days ahead!

Apr 102013
 
Making a difference starts with ...

… better quality information.

Contention of the day:   Information changes lives.

Better yet to sharpen that & say:   World class information changes lives, so long as one has the courage to grow, to be honeable, and humble enough to confront his/her thinking head-on.

Personal testimonial. This is what I did starting just about three years ago. The information I had in my life up to that point had produced the results that I had, which, far from bad, were just … mediocre; additionally, my happiness was nearer to low tide than to flood tide level.

So, thanks to finding a mentor, associating positively with those who cared about my happiness and wanted to build a long lasting trusted friendship/relationship with me, things started to change, step by step:  days, then weeks, months, and now, into the years.

Now, rather than spending so much time worrying about things due to a bad attitude (especially on Mondays; now, all 7 days are equal in how much I look forward to them!), and a focus on self, rather than service, I live a far richer, blessed, and fruitful life in all areas measured through the 8 F’s and the 13 resolutions. I used to make ‘resolutions’ ( not really: they were ‘preferences’ and not decisions), and not live up to them; I used to spend a lot of valuable time sleeping in, or watching television, or reading books that just made me angry about current events, but offered no depth based solutions to fix things. Now, each of these time wasters and productivity drainers have been replaced by far more effectives uses of time, which allow me to make a difference and build a legacy; things such as:

Reading world class books – have built up a library and always am happy to recommend titles ( see my second blog for the write ups ) and also loan out books to those who are hungry to change

Listen to audio recordings which make me think, which challenge me to grow more, and which contain voices of those whose results I desire to have.

Watch various webinars, DVDs, and vid clips (You Tube) that contain information which leads me to be able to write up quotes to help stretch my thinking, push me out of my familiar zone, and bless others by being part of the 20% of society which “vibrates” to a positive frequency.

Association with other climbers, encouragers, and dreamers who have put serving others through servant, replacement driven leadership far ahead of their personal affluence, whims, pleasure, comfort, and entertainment.

And, am able to describe to others just how I did it and am able to pay it forward – Level 3 motivation is the capstone of a life well lived. Being a creator and part of a huge sea change in the West (esp America) which stresses putting the entrepreneurial/freedom values like tenacity, creativity, long term vision, and numerous others in one’s day to day lives.

Unquestionably, it is those who challenge their own thinking through the doorway of better information that can lead the way to an even brighter tomorrow. America’s best days are ahead, and so are the West’s, so long as we recognize the golden value of time far, far ahead of the silver value of money, and as we see the actions and habits we perform & take blaze a new pathway to far better results which will make a difference in our life, our immediate families, friends, community, and even, the nations in which we live.

May your days be filled with gratitude & all the best!

Mar 282013
 
Common Law of Business Balance, Price, Value, & 'You, Inc.'

The Common Law of Business Balance states >

 

It is unwise to pay too much, but it’s worse to pay too little. When you pay too much, you lose a little money; when you pay too little, you sometimes lose everything.

 

In other words, it prohibits paying a little money, and getting a lot in return; it cannot be done without trading one for the other

Additionally, something that is often not taught in the realm of financial literacy ( Resolution 8 & a cornerstone ‘F’ ) is the below – have you personally been taught/heard this?  I hadn’t before I was introduced to world class information not all that long ago >

 

Price is a monetary amount/figure.

Value is the relative, intrinsic worth / desirability to the end user

 

Think of it in these terms – does every dollar ‘spend‘ like every other dollar?  Or, is it not the truth that each dollar you spend is quite unique – especially when you grasp, immerse, and then apply the difference between a “You, Inc.” $ and a “I want it due to advertising/peer pressure/lack of a budget” $ ?

Business, economics, and finances all overlap. They also are each a core part of our day to day lives – we all must be informed, well educated ( v. schooled ), and investment minded men & women in order to become wealthy in mind, spirit, legacy, & the bank account.

Have a fantastic day & blessed Easter to come!

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Thank you & all due credit to Bob Burg for his wisdom & foresight in sharing much of the core of this post’s core content. It’s my privilege to pay it forward here in the blogosphere.

Mar 232013
 
14

This was so eye opening to me, that I immediately had my next blog post topic!

So yes, we’ve all heard of rules before. Many times. Often. However, what about these kind of “rules” , those which have a strong root in past history, and can surely be re-applied as history’s rotating cycle has brought us into a ‘4th season’ and on the upcoming brink of a ‘1st season’ ?   Most definitely worth discussing!

These 14 are derived from C.E. Sargent’s classic read, ‘Our Home‘ , which is a Top 100 recommendation on the TJed Teen/Youth list, thereby making it a must-read, regardless of if you grew up in this classical educational tradition, are now embarking on it, or will be in the future.

One/1 :  Embrace the New, then Embrace the Now.

“Those who pine away for the old will not succeed, nor will those who wait around for the old days to come back.”

Two/2 : Spend evenings and Sundays with family.

Community’s cornerstone is the family unit. When endless entertainment, excessive trading of time for money, dissolution of family, or other issues arise, it’s surely best to address these at the root.

Three/3 : Strengthen your selfculture.

This is the antithesis of popular culture; it runs counter to the concept of peer pressure (fitting in with the crowd, looking for approval, being right with others)

Four/4 : Articulate and write out your individual rules for life.

Who are you?  Leaders are not conformists, except to core morals & goodness.

Fifth/5 : The focus of families is on raising adults & the focus of education is to prepare young people to be good parents & informed citizens.

Opportunities abound to offer leadership and other crucial chances to impact society positively to those age 12 & up; responsibility is borne from the need to help the family succeed.

Sixth/6 : Meaning is a central component of learning.

Replacing the tunnel focus on ‘getting ahead’ & prosperity for self. Gratitude, mistakes as growth moments, & persistence shine through.

Seventh/7 : Spend time serving the less fortunate/vulnerable in society.

Service ahead of self (entertainment all the time) and boredom are moved aside. This creates real community and rebuilds social capital.

Eighth/8 : Marriage as a central, vital project/focus.

This evolves from putting working & parenting ahead of your spouse. Family is strengthened, tying back to the fifth rule above.

Ninth/9 : Pursue & complete a true leadership education.

Also known as an ‘Impact’ education, this replaces 1:1 the previous focus on job & career / professional track. Initiative, ingenuity, tenacity, creativity, and persistence, amongst other skills/values are at the core.

Tenth/10 : Entrepreneurship.

A must. Period. Even for those who have apparent security in their job/career, many find that the security translates to prosperity or fulfillment. The views of entrepreneurs changes over the seasons; the best to emulate is “build(ing) a business to change the world.”

Eleventh/11 :  Produce wealth.

The best time to produce wealth? Build it when the community, including your family (to maintain standard of living), your country, and society need it the most — in times of economic calamities and challenge. The response is to become a producer, which is far more valuable than a dependent, victim, employee, or consumer.

Twelfth/12 : Developing Creativity and Inventiveness.

Doing so helps address society’s problems & ties back to the 11th rule in producing something(s) of value. Opportunity springs from challenges in offering people what they need, as well as want, even in times that it seems far more difficult to do so.

Thirteenth/13 : Inner resiliency.

Winston Churchill is a wonderful role model for this rule. He was able to remain optimistic and enthusiastic even when life was very very hard. Leadership dovetails perfectly here with effecting positive change.

Fourteenth/14 : Growing your ambition.

Being clear to define ‘ambition’ in the right context for the season/time, as either/both of these >  Making sure the right side wins. Making sure the right changes happen.

The quality of the education and leadership determines at the heart what will result from the winning side’s victors and after the change(s) take place.

 

Did this information hit you as mentally hard as it did me?  I have come to believe more and more that the times we are in are far from what the self-anoited ‘experts’ are saying is a ‘great recession’; on the contrary, it is far, far deeper than that. However, without reading, studying, and listening, let alone associating with those who also do these things, its clear why a fair number of those in America & the West have agreed, at least on the surface.

Comments are most welcome. Thank you, as always, for reading, and God Bless.

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* Chapter 7 in the terrific book, ‘Thomas Jefferson Education for Teens” was my primary reference for the above; some of the comments below each rule are mostly my own, tying in from other books.