Sep 162013
 
Trail riders

Educate the ignorant.

Spread prosperity.

Heal families.

Promote freedom.

What do these have in common?  They are all defined missions. And, I’ve been blessed to have begun to build the rest of my years around each of them – additionally, they are purpose driven ways to lead and live a significant life.

A ‘trail rider’ can be defined as one who may sometimes have to follow, as Frost taught us, the ‘road less traveled’. He (she) may have to invest time and sacrifice some events in the here and now for far greater reward later.  Another definition is that of a leader who is willing to serve, and serve, and serve …. and to help with shifting the dialogue from that of a problems to a solutions based mindset.

Yet, with the state of Western civilization, North America, and the U.S. itself in decline, there’s no doubt whatsoever that more trail riders are very much in demand so the supply will increase to meet the deep challenges that face us. It won’t be the politicians of either the red, blue, or any other color/shade that will meet these head on: it will be the regular citizenry that joins the ranks of the trail riders.

How can someone make this crucial decision and have it not be a ‘try’?  There are some hurdles to jump over, however, with the stakes as high as they are, these are worth far more than their weight in gold when weighed on a scale against the alternative. What is the alternative? A nation, let alone a continent, or numerous countries across the globe, that is/are far less free, or entirely un-free. [ * By the by,  this entire post is inspired from a live talk (and a subsequent audio recording of it) by freedom, Constitution, and leadership education expert, Oliver DeMille. ]

The hurdles – what are they?  Each of them simply require a shift of priorities. Everyone has plenty of time to focus on these, however, it will be a far smaller percentage who do each. Let’s review them on a high level, and at some point in the future, there’ll be a new blog post or two to revisit this critical topic.

First / 1st /  A

Spread Entrepreneurship

THE most important.

Mr. DeMille has studied historical cycles going all the way back to the ancient Egyptians, and in the peak civilizations from early antiquity to the present information/connected age, many citizens were owners; they were building assets, and did not depend on a third party for their livelihood.

And, think about it: Why depend on a single stream of revenue (income) in such a turbulent time as the present?

Second / 2nd / B

Read like the American Founders

Also very very important.

The Founders were highly educated ( not trained, not schooled; educated. ) — they were far from perfect men, and their signature document, The Constitution, had about 3-4 loopholes, however, one thing that cannot be disputed by even their most vocarious critics? How much they read. They were well studied in the great conversation:  ideas in all genres, from history, economics, science, faith/The Bible, literature, and far more.

is 2013 a far different era than 1764-1789?  Of course. However, listen to Mr. DeMille’s amazing recording ‘The Four Lost American Ideals” to put the rest that citizens from today can ( and will ) make the difference.

Third / 3rd / C

Know the fine print – from laws, bills/legislation, court cases, budgets, treaties.

Very valuable — lest you ‘outsource’ your gov’t to faux experts who do this for you, and NOT in your best interests.

The founding generations treated their youth far different – they held them to high standards which created succeeding generations that were prepared for citizen leadership from a very early age. In the book, ‘LeaderShift’, page 110, read of Samuel Williams from 1794, and compare it to the stories in the mass media and culture of 2013.  What a difference, and not for the better.

Also, keep in mind that budgets are not just for ‘green eyeshaders’ – they are moral documents, since the currency we spend on our government’s every agency/dept/program should reflect what we, the people, deem to be valuable. If we let those aforementioned ‘faux’ experts determine what’s right, what’s valuable, et al., are we not abdicating our solemn responsibility as a citizen?

Mr. DeMille summed up his walk throughout history by documenting which of the above 3 fall first, as freedom retreats from a society, and the number of trail riders doesn’t grow.  Which one?  Fine print. Then, being a voracious reader, then lastly, entrepreneurship and the values & principles that go along with it.

We can’t let that happen. Putting service before self can be summed up in many different ways, one of which is to promote freedom; another is to educate the ignorant on topics like this ( think: were you taught this in any of your years of schooling? ); still another is to heal families by offering them the education and the tools of financial fitness which show them that having multiple streams of income, esp. those from owning something, can regenerate family life. And, each of the above will lead to sustained prosperity when each organically grow and encompass more households.

Will you accept this challenge?

I have. It’s been one of the very best decisions I’ve ever made & I look forward to helping write the story of how this ends with the pen in my hand. Freedom needs trail riders, just as fish need water. Thank you for reading, and as always, comments are welcomed.  Best of the best!

Jul 292013
 
Habits do make (or break) you ...

… in this case, financially.

I recently came upon a post in social media-land that made me stop, read, bookmark it, print it off, and begin to share w/ others.  That’s saying something, in a virtual oasis of information that never ends! There is so much information out there in our modern world, much of which eludes our eyeballs. In many cases, this is for the better, since the information is of 90% (below par) quality per Sturgeon’s Law (Five Levels of Decline/FLD), however, I’d say what I’m going to reference and point the readers to below fits into the 10%.

What do the rich do daily that leads them to financial success that the unsuccessful don’t? Mr. Corley+ lists 20 separate things (see below URL/link for the citation). For the purposes of this post, am going to pick several of them that stood out to me based on my ongoing personal/professional/leadership journeys.

First, let’s use a disclaimer. If you listen to too many politicians, or those who lack results, you may think that the rich are to be disdained. Certainly, some of them lack people skills and don’t properly manage their wealth/good fortune; others earned it through less than admirable means; and a small handful inherited their money, and likely have zero per cent appreciation for where it came from. Put these 3 categories aside. This post has nothing at all to do w/ them.

Onto the list >>>>>>>>>

First:  63% of the wealthy listen to audio books during their commute v. 5% of the poor.

* Personal testimonial. I used to be part of the latter. Now, I always use my vehicle and commute time, regardless of time spent (3 min. drive, or many hours) as a rolling university. Over the past 3 years, I’ve listened to somewhere b/w 500 and 1,000 audios, inc. numerous books. What it’s done for my thinking, habits, and results is very clear.

Second: 88% of the wealthy read 30 mins. or more each day for education / career reasons v. 2% of the poor.

* Personal testimonial. Again, I was part of the latter. I would read a book here & there, usually a political ‘screed’ that just made me angry at one politician, party, or law, or sometimes a fiction book. Now, I read from many different genres: I presently have 4 books in progress:  1 economics; 1 finances; 1 leadership/history; and 1 human relations/people skills. And, over the past 3+ years, I’ve read over 100 different books, several of them multiple times. Again, the difference that it’s made is beyond obvious.

Third: 67% of wealthy watch one/1 hour or less of TV/daily v. 23% for poor.

* Personal testimonial. Up until 2 1/2 years ago, I watched (or had in the background for sound) roughly 4 hours of TV most days, and sometimes, 8-12 hours if I was home and didn’t have anything else to do. (!?!?!) – and in that time, my financial success was very limited. Programming, advertising/PR, and marketing only encourage consumption and you’d have to search far and long to find anything on the tube that teaches wealth principles. Now, I watch zero hours of TV/day, and with very limited exceptions due to the mobile web & the internet, I do not miss it. And, I’ve learned a ton of principles, lessons, and nuggets that will lead to far better financial results.

Fourth: 79% of the wealthy network 5/five or more hours/month v. 16% of the poor.

* Personal testimonial. The value add for focused networking is unquestioned. Meeting new people leads to bigger networks, and in the connected age in which we live ( read Godin and Gladwell to better understand. ), this is a crucial component of growing wealth. I used to watch all that TV — see above — and my circles of influence were stagnant. Now, I have stacks of business cards, numerous new friends, and I am out there at various events on a recurring basis.

Fifth [ and last, for this post. ] : 86% of wealthy folks believe in life-long educational self improvement vs. 5% for poor folks.

* Personal testimonial. This is tough to hear for those who have minds that are finite – perhaps they made excuses for their situation; or, they believe that their credentials (degrees, certifications) mean they have “arrived” and there’s nothing else to know/learn; or, they have a fixed mindset (instead of one of growth). Any of these can easily be overcome, however, it will take changing the information at the front end x increasing humility x adding honeability. Toss in a bonus of understanding the crucial difference between investment and expense, and you will easily grasp that learning and deep seated education, which is often self-directed, never ends. ‘What we know is but a drop, and what we don’t know is an ocean.’

 

I hope you, the reader, found this post to be very insightful!  Learn from it, and make the changes right away – don’t “try” them, just “do” them!   All the best at all times!

——-

+ http://www.richhabitsinstitute.com/ = Mr. Corley’s site ( the article URL was cited by Dave Ramsey )

Jul 242013
 
The Three Most Important Q's you will ever ask yourself

Who am I?

+ Do you know what drives your economic engine?  Your faith/spiritual walk?  Do you embrace liberty & know the meanings of freedom?  Do you have a family that means the world to you?  What is your WHY? +

Where did I come from?

+ What are your roots & even more to the point, do you know WHY you believe WHAT you believe?  Be an independent thinker at all times; let no media, PR/advertising, or other outside influence sway you without heart, spirit, and mind being engaged through your own research. +

Where am I going?

+ Do you see your future clearly, whether over present day obstacles/challenges, or clear as the blue sky above?  Do you have a 1,3,5, 10 year vision?  Is your subconscious mind pulling your conscious mind along for the ride to your dreams?  Do not plan more for your wedding, vacation, or your ‘weekend’ more so than your life. The latter is far too important to drift through w/o focus, hard/smart work, & chasing something far bigger than your present reality. +

 

Jul 112013
 
Offense, Defense, & 'Playing' Field ... for Finances / Economics

Economics. Finances. Government budgets. Money. Investing. Spending. Bills.

What emotion(s), thought(s), or image(s) spring to mind when you heard these words?

Fear?

Confusion?

Uncertainty?

Confidence?

I hope that you can answer in a very positive way, however, with the way our culture and society have been so heavily commercialized, flooded with PR/marketing/advertising, and political mumbo-jumbo ( to put it mildly ), I would suspect that the emotion, thoughts, or otherwise would veer rather strongly to the negative, or perhaps just indifference.

Then, let’s introduce an equation which is far from original, yet can help dispel many many myths, confusion, and other maladies which are preventing the mass of our great republic from being able to earn their freedom  – financially ( from being a slave to debt & time ), spiritually ( to be able to donate freely to charities and church/faith organizations, if desired ), socially ( to be able to share wealth with those less fortunate, inc. struggling families , single parents, et al. ), and personally ( becoming educated and empowered, instead of programmed & trained to borrow, spend, and not invest in ‘You, Inc.’

 

INFORMATION  ~~~>  THINKING ~~~> ACTIONS/HABITS ~~~> RESULTS

 

May I take the liberty to recommend digging into some world class, gold medal information which is a compilation of nearly two decades of wisdom gained, education earned, and lessons learned through the vehicle of PDCA? (plan/do/check/adjust-act)?

Please watch this short vid clip

& click through the various options (workbook, forms, full package/set)

It would be a privilege to share with anyone how much this information has changed my economic & financial thinking from the inside-out. I will never look at money, budgets, investment, or spending/expense the same again. For the better. Way better. Immeasureably better.

Have a terrific evening & enjoy every minute of your day. Its a blessing to be alive & well!

May 222013
 
Austrian economics

The Austrian ‘school’ of economics is a thread of all of these: leadership, history, thought, theory, application, & wisdom. It is a school whose luminaries are many — Rothbard, Mises, Schiff, Hazlitt, Say, & Hayek, amongst others both past & present.

This post is by no means meant to be a detailed review – the brevity of it is intentional –  just meant to bring the readers’ attention to these names, and lead them to want to do their own thinking & research. It is imperative since so many in the West, especially Americans, have been fed such a steady and overwhelming dose of Keynesian school, the vast majority don’t even know that there are other schools. One huge reason to want to pursue self-directed studies?  If you feel like your dollar doesn’t go nearly as far as even 5-10 years ago.  The Austrian school clearly explains the deep root reasons for this day to day realization that impacts nearly everyone’s household budget.

A collorary to the school is the writings of one Robert Kiyosaki, he of the ‘Rich Dad, Poor Dad’ series of purple & black books – including the best of the best, in my humble opinion, ‘Cashflow Quadrant’. Robert K’s tweets, Facebook statuses/links, and writings are a different entry point into this thread of economics which will rationalize and explain things that Keynesian thought will not be able to lock onto. In fact, much of the depth of the problems with micro ( household ) and macro (state/country/worldwide) economics result from Keynesian policies.

In sum, please do yourself a service to study, learn, and grow in this area. Economics is not hard to understand once you get your hands on the right set of information.

All the best!

Apr 192013
 
From the Self-Directed Education | Leadership shelf / library ---> Now Reading

Started reading on April 17th, and almost halfway through ( starting Part II ) – absolutely tremendous read – the genius is the mixing of fable (fictional characters), history, leadership, & timeless principles/truths!

Visit :  http://tenpercentleadershift.com/ for much more information.

Have a fantastic day ahead! Thank you for visiting & reading this blog!

Mar 282013
 
Common Law of Business Balance, Price, Value, & 'You, Inc.'

The Common Law of Business Balance states >

 

It is unwise to pay too much, but it’s worse to pay too little. When you pay too much, you lose a little money; when you pay too little, you sometimes lose everything.

 

In other words, it prohibits paying a little money, and getting a lot in return; it cannot be done without trading one for the other

Additionally, something that is often not taught in the realm of financial literacy ( Resolution 8 & a cornerstone ‘F’ ) is the below – have you personally been taught/heard this?  I hadn’t before I was introduced to world class information not all that long ago >

 

Price is a monetary amount/figure.

Value is the relative, intrinsic worth / desirability to the end user

 

Think of it in these terms – does every dollar ‘spend‘ like every other dollar?  Or, is it not the truth that each dollar you spend is quite unique – especially when you grasp, immerse, and then apply the difference between a “You, Inc.” $ and a “I want it due to advertising/peer pressure/lack of a budget” $ ?

Business, economics, and finances all overlap. They also are each a core part of our day to day lives – we all must be informed, well educated ( v. schooled ), and investment minded men & women in order to become wealthy in mind, spirit, legacy, & the bank account.

Have a fantastic day & blessed Easter to come!

~~~~~~~~~~

Thank you & all due credit to Bob Burg for his wisdom & foresight in sharing much of the core of this post’s core content. It’s my privilege to pay it forward here in the blogosphere.

Mar 232013
 
14

This was so eye opening to me, that I immediately had my next blog post topic!

So yes, we’ve all heard of rules before. Many times. Often. However, what about these kind of “rules” , those which have a strong root in past history, and can surely be re-applied as history’s rotating cycle has brought us into a ‘4th season’ and on the upcoming brink of a ‘1st season’ ?   Most definitely worth discussing!

These 14 are derived from C.E. Sargent’s classic read, ‘Our Home‘ , which is a Top 100 recommendation on the TJed Teen/Youth list, thereby making it a must-read, regardless of if you grew up in this classical educational tradition, are now embarking on it, or will be in the future.

One/1 :  Embrace the New, then Embrace the Now.

“Those who pine away for the old will not succeed, nor will those who wait around for the old days to come back.”

Two/2 : Spend evenings and Sundays with family.

Community’s cornerstone is the family unit. When endless entertainment, excessive trading of time for money, dissolution of family, or other issues arise, it’s surely best to address these at the root.

Three/3 : Strengthen your selfculture.

This is the antithesis of popular culture; it runs counter to the concept of peer pressure (fitting in with the crowd, looking for approval, being right with others)

Four/4 : Articulate and write out your individual rules for life.

Who are you?  Leaders are not conformists, except to core morals & goodness.

Fifth/5 : The focus of families is on raising adults & the focus of education is to prepare young people to be good parents & informed citizens.

Opportunities abound to offer leadership and other crucial chances to impact society positively to those age 12 & up; responsibility is borne from the need to help the family succeed.

Sixth/6 : Meaning is a central component of learning.

Replacing the tunnel focus on ‘getting ahead’ & prosperity for self. Gratitude, mistakes as growth moments, & persistence shine through.

Seventh/7 : Spend time serving the less fortunate/vulnerable in society.

Service ahead of self (entertainment all the time) and boredom are moved aside. This creates real community and rebuilds social capital.

Eighth/8 : Marriage as a central, vital project/focus.

This evolves from putting working & parenting ahead of your spouse. Family is strengthened, tying back to the fifth rule above.

Ninth/9 : Pursue & complete a true leadership education.

Also known as an ‘Impact’ education, this replaces 1:1 the previous focus on job & career / professional track. Initiative, ingenuity, tenacity, creativity, and persistence, amongst other skills/values are at the core.

Tenth/10 : Entrepreneurship.

A must. Period. Even for those who have apparent security in their job/career, many find that the security translates to prosperity or fulfillment. The views of entrepreneurs changes over the seasons; the best to emulate is “build(ing) a business to change the world.”

Eleventh/11 :  Produce wealth.

The best time to produce wealth? Build it when the community, including your family (to maintain standard of living), your country, and society need it the most — in times of economic calamities and challenge. The response is to become a producer, which is far more valuable than a dependent, victim, employee, or consumer.

Twelfth/12 : Developing Creativity and Inventiveness.

Doing so helps address society’s problems & ties back to the 11th rule in producing something(s) of value. Opportunity springs from challenges in offering people what they need, as well as want, even in times that it seems far more difficult to do so.

Thirteenth/13 : Inner resiliency.

Winston Churchill is a wonderful role model for this rule. He was able to remain optimistic and enthusiastic even when life was very very hard. Leadership dovetails perfectly here with effecting positive change.

Fourteenth/14 : Growing your ambition.

Being clear to define ‘ambition’ in the right context for the season/time, as either/both of these >  Making sure the right side wins. Making sure the right changes happen.

The quality of the education and leadership determines at the heart what will result from the winning side’s victors and after the change(s) take place.

 

Did this information hit you as mentally hard as it did me?  I have come to believe more and more that the times we are in are far from what the self-anoited ‘experts’ are saying is a ‘great recession’; on the contrary, it is far, far deeper than that. However, without reading, studying, and listening, let alone associating with those who also do these things, its clear why a fair number of those in America & the West have agreed, at least on the surface.

Comments are most welcome. Thank you, as always, for reading, and God Bless.

————————————————-

* Chapter 7 in the terrific book, ‘Thomas Jefferson Education for Teens” was my primary reference for the above; some of the comments below each rule are mostly my own, tying in from other books.

Mar 102013
 
Do you have the mindset of an innovator & creator?

Innovation & creation. Are they not both building blocks of a growth based, free enterprise economy?

For sure!

So, in that case, we can draw an arrow, without any leap of logic, to what one engine of rebuilding the entrepreneurial mindset of America is and what we need to encourage across all socio-economic classes, whether age, gender, race, ethnicity, or otherwise.

The below information was culled from a fantastic book I read about 15 mos. ago, by none other than leadership expert, John C. Maxwell, ‘Developing the Leader Within You’ 

For any given change proposal, the graphing of the responses looks like this:

2%  – Innovators

10% – early Adopters

60% – middle adopters

20% – late adopters

8% – laggards

I’d say that this is very telling as to why the macro economies of the West have stalled; of course, there is far more to this analysis than just this, however, it’s definitely a piece of the analysis that may not be as well studied as others. Regardless of one’s intent, often, a review will be colored by the person writing it- so if you’re reading an economic study, you may not find out that the person is resistant to change in his/her profession, or generally, so could that’s why, perhaps paired with a lack of reading, we’re not hearing more about this.

When roughly 12% of the population embraces change openly and without time, emotional, or rational resistance acting as ‘sand in the gears’, and 28% on the other side of the teeter totter, could that be why so many look not to entrepreneurs, but to big institutions of yore ( think: big business/corporations, big education, big unions, big government ) or “experts” (many of whom aren’t really experts, lacking their 10,000 hours invested ) to deal with the issues causing economic dis-location, stagnation, and missed growth opportunities?

Let’s change this graphing by addressing the deep roots:  Read more. Listen more (at the expense only of your own thinking that you know the answer(s)). Invest in yourself ahead of all else by cutting needless expenses that have no return on dollars spent. Find mentor(s)) to follow. Join a community based leadership growth group in your area. And, by all means, focus on the great that’s out there – innovate your thinking, and adopt the mindset of an eagle. We have enough chickens and chicken littles 😉