Aug 032013
 
Mindset -- Thick skin, soft heart > Soft skin, hard heart --

Your mindset is a very large input factor – its impact is much like a rock that ripples the standing, still waters on a lake once a person skips it across the surface.

So, after hearing a talk by a very accomplished business owner/entrepreneur about 6 weeks ago, and re-visiting my notes from her ** talk, I was inspired to blog about some of the contents of her talk, adding some of my own color to her words.  It was a very enlightening perspective!

First >

Being offended.

Have thick skin & a soft heart when it comes to being offended. Our culture is far too close to the soft skin, hard heart than it should be, which causes needless friction in relationships. Let alone, one’s mindset is impacted, as he/she is always either carrying a chip on his/her shoulder(s), or is always being overly concerned about what to say & when to say it. Manners matter, yet having empathy and grace are better.

Second >

Credentialism.

If someone has more credentials, certifications, or other ‘flair’ than the person next to you, please don’t have the mindset that this individual is more intelligent, smarter, or more impactful to society. There’s nothing at all amiss about pursuing these as you go after what you want ( ‘Define’ step ), however, your mindset must be centered on the value of people as far more than their career/occupation/job. The latter is just a small part of our lives. Let alone, the fact that self-directed (liber/leadership) education doesn’t bring with it any of these “tokens”, however, this path is just as valuable,and unquestionably so.

Third >

Being an employee & lacking understanding of being an owner/entrepreneur.

As with the second, neither of these pathways are “wrong”, however, oft-times, with the last century having been a force-shift culture rather than the previous 125 years, there is a mindset that someone who is an owner has to put their entire life on the line by signing a stack of papers, or having a name on a building. Let alone that entrepreneurship is ‘risky’, or requires a ton of time to get ahead versus a 40 hour employee’s average week. Not the case!  Here, again, mindset makes all the difference. Have thick skin if you are an owner facing questions like this; have a soft heart if you are dealing with an owner who is chasing his/her dream of freedom

Fourth >

The desire to always win an argument.

Dale Carnegie taught us all about four score years ago that one never really wins an argument. Sage wisdom from the past, as usual, is timeless. However, when your skin is not thick, you may be far more defensive, less humble, et al., so I can clearly can tell why she included this in her talk about mindset.  Instead of winning an argument, and losing the battle, let alone the’ ‘war’, how about digging into people skills books, audios, and surround yourself with those whom will make you better?

Fifth >

Image.

One possible way to approach image is to compare it to one’s reputation, as opposed to what one truly is, inside-out. A person is far more than how he looks on the surface, how much schooling/education she has, etc. Being materialistic, judgmental of someone’s choice of clothing without knowing details, critiquing his way of talking; all of these are image-conscious. It’s far more valuable to re-focus your mindset on something that will edify and glorify others.

and, lastly, Sixth >

Excuses.

We’ve all made them; in fact, Dr. David Schwartz, in his landmark book, ‘The Magic of Thinking Big’, dedicated a whole chapter to ‘Excuse-itis’!  So, let’s not reflexively judge others, nor beat ourselves up if we’ve come up with excuses. These are signs of the latter from this blog’s subject – a hard heart and thin skin. Rather, turn the excuses into reasons! And, have a thick skin and grace when it comes to dealing with others who have not yet reshaped their mindset to one of solutions, rather than problems.

_________

** – all credit for the outline/core themes from this post to Mrs. Terri Brady. Her talks are always a value add to my life. Visit her blog @ http://terribradyblog.com for an excellent dose of success, wealth, and interpersonal development thinking.

Jul 082013
 
On a peak (of life)? in a valley (also of life)?

I recently put a cap on a terrific book called ‘Peaks and Valleys‘ by Spencer Johnson, M.D. What a truly inspired read! I compare it to the ‘Great Connnection‘ , ‘Leadershift‘ , and ‘The Ant and the Elephant‘ in terms of how much it impacted me through the lens of a business parable writing style. This post will not serve as a recommendation / review of the book ( please visit my other blog for that in near future ), but rather, I will sum up some immediate thoughts that I had about the book; it’s core themes can easily be applied to anyone’s life.

Five Major Themes

1 + ‘To Manage Your Good and Bad Times:’ > ‘Make Reality Your Friend’

What an on point, to the heart question Mr. Johnson poses! “What is the truth in this situation?”

How often do we allow ourselves to think independently, or use our self-talk as a positive, rather than a huge lead weight?  Let alone bringing the word ‘truth’ into the solution to a problem, however small or vexing, or seemingly unsolveable?

2 + ‘To Get Out of a Valley Sooner:’ > ‘Find and Use the Good Hidden in a Bad Time’

Fantastic perspective! How often have we heard that there’s a silver lining in every dark cloud?  This is a corollary of that metaphor. Yes, but it sounds so corny?! You may say..

Sure, you may respond that way, and it may even be the case, however, being able to laugh at yourself and have fun, even in bad times, brings levity and is like dropping some of the bricks from the bag which you filled yourself.

3 + ‘To Stay on a Peak Longer:’ > ‘Appreciate and Manage Your Good Times’

Absolutely. Comparing this to what I’ve heard on an audio multiple, multiple times — you should not eat your seed corn or wheat. These crops are akin to good times; one may also be familiar with the metaphor, ‘every good time must come to an end’

Don’t use these in any way but to be a good steward of your resources — financially, do not spend every penny that you make; ignore the incessant calls to borrow more money which will keep you in debt in perpetuity — relationally, always be humble, do what you have done to get to your peak. Turn the spotlight off of yourself, and onto others.

4 + ‘To Get to Your Next Peak:’ > ‘Follow Your Sensible Vision’

Mr. Johnson describes it well – “Imagine yourself enjoying a better future in such specific, believable detail, that you soon enjoy doing what takes you there

You cannot merely fantasize, wish, or pretend; you have to use the immense power of vision ( Resolution 4 ) combined with planning, doing, checking, and adjusting ( Resolutions 5 & 6 ) to make what you have dreamed about real!

Bastiat’s Law, one of the FLD, will tug you away from doing any of these last four action steps, making you want to play the lottery, or wait for someone to leave you inheritance monies, however, to scale a peak require real work and effort.

Lastly, 5 + ‘To Help People:’ > ‘Share It with Others!’

Simple, yes? However, don’t fall into a trap of human-ness, and want to hold these lessons close to you like a blanket in the winter; be grateful you heard them, and turn around and pay them forward. Resolution 13 is a clarion call to thinking well beyond you, and planting the seeds that will become great trees, or stalks of corn, or fruit in others’ lives; those whom you may barely know, or will never meet.

Whether you give this book out as a gift, loan your personal copy to someone, practice these lessons and be the example in front of everyone, or something else not listed, just be sure to get “outside of yourself”, and put service before self.

~~~~

Have a wonderful week~!

~~~~

Jun 302013
 
The never-ending value of audio based learning

The only edge that you have in this economy – which is moving ever faster & deeper into the internet/connected/tribal/information age – is how much of a learning culture you’ve immersed yourself in. This culture could be a mastermind group, a community that you’ve built, a challenge (such as the MFC) that you participate in with friends, or even just by yourself.

Part of this learning is necessarily audio based. Adults tend to learn best by being impacted from all their senses — eyes ( reading, video ), ears ( see this post. ), and via “touch” ( positive association with others of like mind, purpose, and vision. ).  A topic like this could easily form the thesis of a whole book; thus, this post will cover a major theme of the value of such learning.  Learning, framed w/ the right mindset ( humility, honeable, hungry ) can easily equate into wisdom, as you learn how to discover, which is a core of true education.

With that foundation, laid, below is a list of the many fundamental reasons why you should invest in your own thinking via audios:

+ + + + +

> They put a lid on your own self-talk, so you don’t take advice from yourself. Bottling up your personal negativity is a key forward step to living for significance and not just survival..

> They substitute in something that is positive & valuable to help grow yourself.

> The impartation of timeless principles of success and good living.

> They take the place of the world’s dominant media, the vast majority of which is very negative, de-edifying, and lacking in wisdom.

> An input into building a strong attitude & sharpening your purpose.

> Give you staying power and persistence, allowing you to get through low points, valleys, and the inevitable bumps in life.

> They start to build an entrepreneurial mindset, one of an owner.

> The building of dreams, encouragement of belief in something bigger than your present reality.

> They teach principles of self-confidence, posture ( steadfastness ), & individuality ( vs. negative peer pressure/conforming to the crowd )

> Principles of consistency, which are lacking often in a society that is so steeped in a microwave mentality that pits the ‘quick fix’ ahead of ‘staying the course.’

+ + + + +

May you find this insight valuable on your own pathway to personal growth, change, and as you learn how to serve others first. Thank you for taking the time to read, and all the very best!

______________________________

* with sincere, heartfelt appreciation to Mr. Chris Brady, whose talk inspired the content of this entire post ( some of the wording and organization of the points was mine – icing on the cake 🙂 )

Jun 292013
 
Earl Nightingale's timeless wisdom ... on criticism

Earl Nightingale was a terrific inspiration to many before my time, however, his wisdom lives on ad infinitum due to the power of the internet, through those who are still alive from his generation, and via various sources of ‘off’line media ( books, audios ).

It is from the middle of these that I heard this information, and it was so valuable, it is forming the fundamental core of this post.

To preface:  Critics are everywhere, most especially when you are doing something that makes him/her/them uncomfortable, something they do not understand (or wish to), or due to some base negative emotion – jealousy, envy, fear, greed, or revenge.  Now, why would you, as someone who is striking out on a journey to do something un-average, something that blesses lives, something that is significant in its impact on your family, friends, culture, or the nation in which you live, ever listen to a critic?   Quite likely, its due to the concept of ‘peer pressure’ — there’s something inside of each of us that wants to drive us to conform, to gain or curry favor from those whom we know, to “fit in” with the crowd. Herein lies the problem at its root; those who do the greatest acts often are criticized, sometimes completely without provocation, with very little merit. Many historical examples spring to mind: Rosa Parks, Gandhi, Lincoln, Washington, Mother Teresa, Jesus Christ, Pythagoras, Mandela, … the list goes on and on.

So, you’re not nearly as well known as those men & women?  Neither were they at one point or many points in their lives. They stepped out. They became public figures. They strived to effect change and be part of the solution(s) to problems. How many critics do you know who have done great and lasting things?  Exactly. I bet you said ‘none’.  🙂

Let’s now dive into Mr. Nightingale’s list of nine/9 traits of a critic.  See which one(s) strike the most as you are on your journey; if you are on one, or are considering stepping out from the herd, you’ll quite likely experience one or more of these. Here’s hoping they help you reframe, and re-set your mindset. Never let a critic infilitrate your subsconscious mind- those four billion neurons per second are far too valuable real estate to sell to someone(s) who do not have your best interests at heart, in mind, and in spirit.

— . — . —

No. 1 – A critic only thinks of him/herself.

No. 2 – Critics only talk of themselves.

No. 3 – Critics sulk if people aren’t grateful for what they’ve done.

No. 4 – Critics never forget a service that’s been rendered by them.

No. 5 – A critic expects to be appreciated.

No. 6 – Critics are suspicious of everyone.

No. 7 – Critics are sensitive to slight(s).

No. 8 – Critics are jealous and envious.

No. 9 – Critics don’t trust anyone but themselves.

— . — . —

He also added that these all make a critic’s life miserable, so they tend towards being loveless, and can often be non-providers.

After letting the above sink in, think long, hard, and in depth:  Do you really want someone with even one of these traits helping you make a decision of any size?  Offering you an opinion?

Always positively associate with those who have vision, defined/detected purpose, anchored to their priorities, and whom have your back in all situations.

Hope this helps you. As always, feedback is welcomed & encouraged. Many blessings & well wishes!

Apr 102013
 
Making a difference starts with ...

… better quality information.

Contention of the day:   Information changes lives.

Better yet to sharpen that & say:   World class information changes lives, so long as one has the courage to grow, to be honeable, and humble enough to confront his/her thinking head-on.

Personal testimonial. This is what I did starting just about three years ago. The information I had in my life up to that point had produced the results that I had, which, far from bad, were just … mediocre; additionally, my happiness was nearer to low tide than to flood tide level.

So, thanks to finding a mentor, associating positively with those who cared about my happiness and wanted to build a long lasting trusted friendship/relationship with me, things started to change, step by step:  days, then weeks, months, and now, into the years.

Now, rather than spending so much time worrying about things due to a bad attitude (especially on Mondays; now, all 7 days are equal in how much I look forward to them!), and a focus on self, rather than service, I live a far richer, blessed, and fruitful life in all areas measured through the 8 F’s and the 13 resolutions. I used to make ‘resolutions’ ( not really: they were ‘preferences’ and not decisions), and not live up to them; I used to spend a lot of valuable time sleeping in, or watching television, or reading books that just made me angry about current events, but offered no depth based solutions to fix things. Now, each of these time wasters and productivity drainers have been replaced by far more effectives uses of time, which allow me to make a difference and build a legacy; things such as:

Reading world class books – have built up a library and always am happy to recommend titles ( see my second blog for the write ups ) and also loan out books to those who are hungry to change

Listen to audio recordings which make me think, which challenge me to grow more, and which contain voices of those whose results I desire to have.

Watch various webinars, DVDs, and vid clips (You Tube) that contain information which leads me to be able to write up quotes to help stretch my thinking, push me out of my familiar zone, and bless others by being part of the 20% of society which “vibrates” to a positive frequency.

Association with other climbers, encouragers, and dreamers who have put serving others through servant, replacement driven leadership far ahead of their personal affluence, whims, pleasure, comfort, and entertainment.

And, am able to describe to others just how I did it and am able to pay it forward – Level 3 motivation is the capstone of a life well lived. Being a creator and part of a huge sea change in the West (esp America) which stresses putting the entrepreneurial/freedom values like tenacity, creativity, long term vision, and numerous others in one’s day to day lives.

Unquestionably, it is those who challenge their own thinking through the doorway of better information that can lead the way to an even brighter tomorrow. America’s best days are ahead, and so are the West’s, so long as we recognize the golden value of time far, far ahead of the silver value of money, and as we see the actions and habits we perform & take blaze a new pathway to far better results which will make a difference in our life, our immediate families, friends, community, and even, the nations in which we live.

May your days be filled with gratitude & all the best!

Feb 102013
 
Johari Window & LIFE Coaching - Define, Learn, Do -

The Johari Window is a very insightful & enlightening look into the mind, will, & heart of a person, is it not?

For me, its elegant simplicity is what stands out – one shouldn’t have to have certifications or degrees to be able to understand, learn from, and then apply needed changes into his/her/their lives using a model such as this.

Personal growth & change is something that all of us should embrace warmly, for we are imperfect people swimming daily in a world awash with data, which is not always information; what makes it through the filters to be considered information is far from always quality (wheat) info; and even if it is world class/gold medal “wheat”, it is not always communication.

I am most interested in the upper right quadrant/box for this post — since I’d break down Life (or Christian Life/Business) Coaching to a base definition of helping someone identify his/her blind spot(s), and then going forward with them, in a ‘walk a mile, see a mile‘ approach, to help them address it/them, which, over an adult time frame, will then lead to him/her living a more significant/quality life.

Blind spots are nothing that cannot be healed, addressed, or improved; what helps a Life Coach such as me to address the  is to educate the person(s) on the Define, Learn, Do model of personal growth/change.

Define => What do you want out of life?  What’s your why? Or, put even better, how can I help you live the life you’ve always wanted?

Learn => Let’s connect you with world class information: books, audio (CD, mp3’s), DVDs, You Tube vid clips, & streaming live, or in person events to help you read, listen, & positively associate with those who share your why & wants/needs. Learn from the information & them along the way. Realize that the power of compounding & a long term vision are imperative in this step.

Do => As you learn something from the association & the ‘be the example’ mentor / LIFE coach, do what he/she/they are doing or have done. They’ve blazed the trail through the forest, and given you the map to get you from your “Point A” (present) to your desired “Point Z” (future), so simply follow it and be a humble, hungry, and open minded student.

Along the way, there will likely be course corrections, stumbles, mistakes, & perhaps even some back tracking to get back on the map’s trail. Do not ever quit!  Quitting is the polar opposite of success; failure is but a teachable moment(s) and never defines you as a person. After all, your blind spot(s) quite likely did not develop in your upper right quadrant in a single day, so like stated above, have an adult time frame ( think: it takes 9 months for a new life to be born, and roughly 4 years to get a professional track under-grad degree ) & stick to the game plan!

Over the past 2+ years of my own journey, which led to wrapping a business around my purpose ( which is to serve 10,000 people over 10 years by being a messenger & a conduit to top quality/ ‘wheat’  information & being a glass cleaner/candle to light a path & serve first, always ), I’ve run into blind spots of my own, and being a student always attracts teachers who want to coach or mentor others. I’ve had this bountiful blessing in this time, and I consider it a privilege and honour to pay it forward to as many as I can.

The Johari Window, combined with Define-Learn-Do, and applied through tuning out information that is not adding value (‘noise’/’chaff’, such as much of what the mass media offers up on a daily basis) and replacing the latter with a focus on your core senses ( reading=eyes; listening=ears; association=touch) will calibrate the below equation’s inputs, and get you to “Point Z”.

 

INFORMATION -> THINKING -> HABITS / ACTIONS / RESPONSES -> RESULTS

 

Have the best day of your life ahead & be of great cheer!

Dec 232012
 

Culture. That word alone can be the theme of an entire book!  So, suffice to say, I will not be delving in too deeply, just skirting the word’s meaning/definition and tying it into the words ‘credential’ (-ist) & ‘consumer’ to form the core of this pre-Christmas post.

As the West has always faced its share of challenges, two of these are much more recent, and perhaps have eluded the radar of many citizens, those being the rise of an overly credentialist and consumerist culture. What are the definitions & tell-tale signs of each, one might ask?

Credentialist:  Someone who believes that they are an expert, and knows all there is to know based strictly on having various paper-based, classroom-focused credentials, whether a B.A., B.S., M.A., M.B.A., J.D. or post doctoral coursework.  A person(s) who believes he/she/they can make decisions for others who may not have as much schooling*

Consumerist:   A person(s) who, incidentally or otherwise, puts consumption of goods & services ahead of production; Someone whom does not anchor their consumption to what they can actually afford based on their production, but rather, uses credit to expand their income beyond their means to pay in the present without selling off their future; lastly, someone who does not know, understand, or ignores the vast difference between expenses & investment.

Here’s why I believe both of these to be challenges that require a firm and even-handed response:  Both are acting together, and in some cases separately, to erode the foundations of free enterprise and the traditions of the West which brought countries like the United States and Canada unprecedented prosperity.  How so, one might ask?

First, while I’d not say there is anything wrong with classroom based schooling, there is something wrong when men & women get credentials and any of these happen thereafter:

1. He/she/they cannot find a stable career that pays back the time spent in earning the credential(s)

2. The credential offering institution does not focus on entrepreneurship as a way forward.

3. The schooling leads to thinking which does not offer the student(s) the mindset to know and understand “How” to think, rather than just “what” and/or “when”.

4. The debt burden for attaining the credential(s) puts the student in financial bondage.

5. The credentials lead to a way of thought that says “I earned “X” , therefore I am smarter than you” and I am immediately qualified to make decisions for everyone else.

6. The schooling does not recognize or teach that values like creativity, tenacity, innovation, humility, character, & purpose matter, and always will matter.

Second, while every one of us is a consumer of goods & services, putting consumerism on a shelf and almost considering it a religion to be worshipped, that is where the common, every day need to consume crosses over into the challenge for us to recognize, face, & counter-act. Here’s why this matters:

1. Consumerist culture alone pushes too many citizens into financial bondage to credit card companies, banks, leasing agencies/firms, marketers, advertisers, & Hollywood/NY/Miami celebrity trends.

2. Seed corn/wheat is a metaphor for having money always available to invest in oneself. (no, I’m not talking about 401(k)s and stocks) – when one is a consumer above most/all else, he/she often not only has no seed in reserve, but actually OWES seed to someone else — i.e., a bank!

3. Compound interest is the 8th Wonder of the World in some respects, and not only does it have such a label, it is also, sadly, a mystery to the majority of citizens, who haven’t had financial education in the K-12 (conveyor belt) schooling (and often not much more, if any, in undergrad or graduate professional track curriculum)

4. Consumerism often puts pleasure and short term thinking well ahead of happiness and mid to long term vision.

5. Being that there is a gigantic difference between investment & expense, it is crucial to grasp the concept of delayed gratification, and how buying books, listening to audios, attending seminars & conventions, and the like is an investment in one’s MIND, and therefore, has a return that cannot be measured in mere dollars and cents alone. Expenses come and go out of one’s wallet, and often draw a person(s) into bondage to others, especially if compound interest is involved, without the same return.

6. There is nothing at all amiss with having fun, and entertaining oneself; however, restoration and serving others is far more valuable than just spending money to have temporary fun, esp. if its seed wheat, on something that is often not remembered even a week later.

To bring these both together and tie to the response needed to counter-act the challenges posed, I offer up some thoughts, and some references to other sources.

Response A : Read. History will show that many many great men & women did not have so much schooling, yet they were highly educated. If you don’t read much, or at all now, start small:  15-20 mins./day-night, and build a habit. Trade those 15-20 for wasted time already in your day:  while waiting for an appointment; while (in park!!) in a traffic jam; by turning off the radio or TV in a 1:1 ratio to time spent in a book.

Response B : Listen. Audios (CD, mp3, vid clips, webinars) are golden. Learn from someone else’s experience(s) – especially someone who may not have any press clippings, however, he/she has the ‘fruit on the tree’ and has earned the responsibility to lead, and thus is worth following.

Response C : Associate positively. One can spend time most anywhere and for any amount of time, yet, is it in an environment where education is primary, and does it encourage personal growth and change that will ripple outwards into society?

Response D : Pay it forward/Serve others. If you have read a great book, listened to a fantastic audio, or been to an event that inspired you to find your purpose, sharpened your vision, and taught you principles and not pragmatism, bring someone else with you next time!  Give that book or audio to a friend(s) who may be struggling with life’s circumstances.

Response E : Do not confuse schooling and education. Being in school is one thing, but is the student coming out on the other end of the tunnel with an education?  Therefore, look into a self-directed/liber education, and understand how many in the West had just such an education and changed the world ( Jefferson, Madison, Washington, Franklin, et al. )

Response F : Use an acronym like “Y-D-I-L” as a financial education tool.  Y = You, Inc. Invest in your mind first, always. D = Debt. Pay off all consumer debt as quickly as you can, ahead of saving or investing in non mental things. I = Investment. This is the classic type of investment that the conventional wisdom teaches; nothing wrong with it, however, it comes after the first two letters. L = Lifestyle. Be a consumer last. Of course, you have to eat and buy clothes, and shop for a place to live with a roof; otherwise, never let an advertiser, PR specialist, the mass media, or a celebrity/sports star convince you to part with your hard earned income to “look like” him/her/them.

Response G : Understand the value of production. Study, think like, and learn from entrepreneurs. Even better, become an entrepreneur!  What you learn from the transition from employee-ship type thought to ownership type thought is priceless; there’s no dollar value that can be placed – it is that important to the future of our culture and the restoral of the Western world that reigned supreme for centuries.

 

Nothing but the best to one & all. May you find your North Star, and put service ahead of self!  Blessings & good will to my readers. 🙂

Oct 212012
 

Today, I want to address a topic that can be sensitive to many, especially living in the economic times that we do here in the US, and that is the crucial difference between investment & expense(s).

This post will not go in depth into the textbook definitions, nor will it serve as a step by step guide, however, my goal is to just blow up a few myths and bad, or even obsolete, information re: these, and ideally, help you think deeply when it comes to your money.

First, high high level.  What is an expense?  I define it as something that you exchange your money for that doesn’t offer any long term value, return (ROI), or which grows your wealth or reduces your debt burden.  Let’s briefly cover each of these:

1. Long term value. Many excellent authors/business owners/entrepreneurs have made crystal clear that money is NOT something you simply trade in exchange for a good or object; it is much more – money should create memories, and most definitely, bring something back to you that doesn’t simply last for a day, a week, or a month. What you get back must have value that carries on a least a year, and even better, a decade or more.

2. Return ( ROI ). Rate of return, for the purposes of this post, is simply summed up as —  did/will you receive something of value back, over an adult time frame, for what you spent your money on?  ROI is not necessarily just measured in financial terms (such as if you were able to pay down debt quicker by buying a financial pack to apply principles that you were never taught); it can also be measured intangibly: Did you sign up any new clients in your consulting business due to that seminar on people skills you attended?  Have you been able to get on the career path/track that you wanted after pursuing more credentialist based (professional track) education?

3. Reduction of debt / Growth in wealth. Growing one’s wealth/assets runs inversely to lowering one’s debt(s)/liabilities. And, keep in mind, a mortgaged home is a LIABILITY, not an asset, unless you have rented it out and are receiving recurring rental income. From that perspective, expenses need to be reduced, including paying off consumer debt, and eventually investing in ‘hard’ assets, like bullion metals, later on down the line. Growing one’s wealth requires buying back time, having a systems based model, understanding the power of compounding (of interest, of invested monies, et al.), & delaying expense based gratification until you can truly pay or whatever you want in cash based equivalent(s).

________________________________________________________________________________________________________________

Now, let’s move on to investments. Investment is not what you may think!  Let’s start w/ understanding that investment in one’s mind most definitely counts just as much as investment in something paper-based ( like stocks, mutual funds, bonds, or REITs ). The vehicle of a 401(k) or its functional equivalent has only been around for 30+ years, yet it seems like it, or the becoming obsolete pension plan gets mentioned most when this word is discussed in the mainstream of society.

Don’t get me wrong:  these are all investments, however, how much stronger is your mental fitness if you just put 10% of your W-2 income into a 401(k)?   Will you be closer to true wealth?  Unlimited time & money choices?   Perhaps a step or two, or ten, yet think bigger and more metaphorical (in depth):  what about directing some of these monies into your mind?   That’s a key threshold to cross when it comes to understanding even better the critical distinction b/w expenses and investment.

Here are some examples of investment now that we’ve set this foundation in place:

1.  Building a library.  Whether its a virtual (read: e-book) library, meaning you invest in an e-reader/tablet & download books online or via app, or the other way, where you buy paperbacks or subscribe to receive them monthly, this is a perfect starter example for someone who wants to invest in the mind.  We’re all worth minimum wage from the neck down; all the great leaders of history, from Napoleon, to Teddy Roosevelt, to Thomas Jefferson — they read. A LOT. Books matter. They expand your horizons, expose you to lessons you can learn from by living someone elses’ experiences, and you can apply what you read to your life immediately.

2.  Audio Learning.  Subscribing to, or buying audio material – whether books, podcast downloads, mp3’s, CDs from seminars – they all count. Audio is an excellent complement to reading, as it engages different areas of  your brain, and rounds out further the investment in your mental fitness.

3. Attending Seminars / Streaming webinars. Association with other climbers, those who are on the success curve of life, and whom understand the critical importance of ‘You, Inc’ investing, know that being around others who are growing from the inside out, who value personal change, will put monies into this category.

4. DVD / web videos ( YouTube ).  Another option as technology continues to evolve is to purchase, subscribe, or click on a link to have vids sent to you to watch. Visual learning on your own time is still another investment vehicle that will pay great dividends on your leadership development/self help journey.

5. The final one I’ll list is a BIG one. I would strongly and unequivocally urge everyone to do this:  Start a business. Own something, an asset that is yours, which will generate income that is not subject to a third party and will allow you to direct monies away from expenses and into the above options I listed.

 

 

 

 

 

 

To put a capper on this post:  I wholeheartedly believe that entrepreneurship and self-directed learning, investment understood in a much different way than what is the “CW” , and outside the realm of pure ‘credentialist’ institutions, is a crucial element to being able to maintain freedom (see my earlier blog posts) & to strengthen your financial standing in our internet/connected/information age world. The industrial age is gone, regardless of what the politicians are saying in this election cycle; the sooner you invest in ‘You, Inc’, and turbo-boost your mental fitness, the better off you will be.

All the very best & God Bless.