Aug 292013
 
By the hour, by the task, by the relationship, or by ROI

I’ve had the privilege to expand my formerly fixed pie mindset into that of a lifelong student with an ever growing pie mindset due to being on the ‘path less traveled’ which I’ve been walking down these past 3+ years.

In this time, I’ve read north of 100 books, listened to somewhere between 500 and 1,000 audio recordings, watched over 50 DVDs, read hundreds of blog posts, and been to between 100 and 200 different events where I am surrounded by creators/builders/eagles/climbers. All of these, summed up, has completely been transformational. Not an overstatement in the least!

As part of the above, one particular book, amongst many, serves as the inspiration/foundation stone for this post – that being ‘Cashflow Quadrant’. It was one of the first dozen books I read when I discovered what true education really was ( = liber/liberty/how to think ), and I constantly recommend it in the present, and will do so into the indefinite future:  It is THAT crucial — a must read.  In fact, I believe it should be required reading in all high schools, regardless of if public, charter, private, Christian, or one of the many home school curriculums.

Taking a high level view of the acres of material in this book leads back to the title of this post. There are four/4 quadrants —  each of them will appeal to people based on their core values, their personality traits/temperaments, and their willingness to be a student (read: humble, honeable, hungry).  Each of these can also be attached to one of the short descriptors;  let’s unpack them one by one, then will close off this post with a summation.

By the Hour

E > Someone who ‘lands’, chooses, or is shuttled here through the ‘system’ and/or programming most usually thinks in chunks — hour(s). Extended further out: days, weeks, with a mindset of “hump day”, or Friday is more important than any other day of the week. This is due to an ingrained mindset where he/she measures things in such time increments which are short term in focus and perhaps also in vision.  Often, someone in this quadrant will say he/she “has no time”, or is “very busy”. Chalk this up to a priorities/urgencies root issue, and the age old difficulty in being unable to do anything about the time v. money 1:1 exchange.

By the Task

S > Here is a quadrant where one also tends to be shuttled or programmed to put up stakes, although there is a definitive difference b/w it & its cousin, ‘E’. A person(s) here now thinks more along the lines of – how much can I earn (income) for task “X”, “Y” ?  Example is the trading of time for an appointment which requires the other party to pay ( e.g., Doctors, dentists, accountants, certain types of coaches/counselors, stylists, consultants, lawyers ). So, to extend, it is in the best interests of the person to squeeze as many clients-customers into a given time period as possible. The outlook here can usually be longer than a day or a week, although a person here can oft-times employ others, so he/she may also be marking off in his/her head the time between ‘now’ & when payroll is due.

 

We’ve now traversed the metaphorical wall/chasm between sides of the squared quad. What is the difference between them, one who has yet to read this landmark book may inquire?  Quite straightforward:  One’s incoming information, and subsequent thinking (and actions/application of the former two). Another way to say it:  You are no longer depend”E”nt nor are you a member of independent”S” Inc. (so to say)

 

By the Relationship

B >  The least understood corner real estate, yet within lies the most profound answers to many of life’s perplexing issues/questions. Such as?  :  Why can’t I ever seem to get ahead? — Why don’t I think I have enough time in the day to do everything I must get done? ( yet, the day is just as long as it was millennia ago ) — Why is there more week/month than what is in my paycheck ( net income ) ?  Just who are the folks who own (not manage!) those ‘chains’ = franchises that I spend all of my waking time or currency in?

When you quite likely have made your way into this quadrant, since a very small number will be born here, you will find that your thinking requires a reboot. And, furthermore, that much of what you learned before quite likely will need to be unlearned over time. To “B”, you are no longer the magic elixir. You’ve instead discovered interdependent life — its all about Resolution 11: Systems (Holism) & working in concert with a proven, duplicatable system. This system often takes the form of a recurring inflow of life changing information or, in some cases, it is a reference manual/guide/book that you can use over + over + over again to get the same result.

How does relationship(s) tie in?  This way:  Since you are interdependent, you are interlinked in many cases with others in common purpose. The others will either ensure your financial security through their prosperity; and/or they will be your extended term clients/customers as you have earned their unshakeable trust and loyalty; and/or, lastly, you are seeking to grow your tribe and expand your network, so you must know people skills and sharpen the human relations art & science abilities that are not nearly as well taught as an “E” or an “S”‘er. Folks here also have a strong understanding of financial fitness & are coming to the realization that you don’t retire — unless the word is re-defined to mean that you are retiring from your obligations.

This leads to the final corner >

By ROI

I > This is rarified “air”, as the % of those occupying the ground in this bottom right real estate are most always those who spent a good deal of time as a “B”, and they’ve earned their stripes and have become truly free:  In both time and in money. So, they can now put their money on the line in great big chunks, and become real investors. No, if you are “investing” in a corporate-industrial age retirement vehicle such as a 401(k) nor an industrial age one like a defined benefit pension plan.

In those two latter examples, you are not spending money, however, you have not leveraged money to get an ROI on money. The leverage here is purely monetary as opposed to a system from its cousin to the north, the ‘B’. Instead, this is building or creating of an asset(s) that kicks off cash flow. The book describes the levels of investors far better than I could attempt to dissect, so dear readers, please be sure to read, or re-read, this seminal book, then pay it forward to your friends, family, and especially, the younger generations.

In this quadrant, to cap it off – you are receiving so much inflow of currency from your dependent ‘E’ & independent ‘S’ neighbors across the wall, that your well being is set. You are a living breathing example of the maxim of financial fitness that its NOT where the $ starts, but rather, where it ends up that COUNTS.

 

In wrapping up, please be willing to always change. It is hard, however, beating one’s head against cement and expecting cement to crumble!  If you have those questions above, or simply are a student and wish to gain wisdom and knowledge to then turn around to apply & then pay forward to another, you have found (A) one of the best books ever written, and (B) a post here in the blogosphere which has attempted to explain it all from a slightly different perspective than others likely have already. ( since this book has sold so many copies, I know there are tons of links online talking about it! )

Be the best you can be. Live. Learn. Grow, And may you find & earn your dreams.

Aug 242013
 
Mentorship - Heroes past & present

This terrific anecdote was part of a chapter in a book that I’m reading with tremendous interest and passion —  the topic is Mentorship & how much it truly matters.

Here it is —

‘The most unlikely of nobodies comes from a small town in the middle of nowhere. Strange circumstances take him from his home and throw him into some conflict that has the future of the world hanging in the balance. Somehow, it is up to him to save us all.’

‘He meets many friends along his path, and they each have something special to teach him about himself, life, or the world. In the end, when the conflict comes to its peak, he finds that he is uniquely qualified ( because of who he is, where he comes from, and what he’s been through ) to come up with a crazy solution that will make everything right in the universe. So, with God’s help, he does.’

” … hero stories … have been among the most influential movers of society.”

Have you been a hero in someone’s narrative?

Can you cite a hero-mentor from one of the books you’ve recently read who impacted you through his/her words, long since written down, with him/her long since gone?

There is so much knowledge in our world that lies fallow in an open field, or buried under rocks, or perhaps a level or two below the waves on the surface of the water. Go after it! Be a life student, then mentor the next generation and lead them to the same transformational lessons which shaped your life.

It is a honour and a privilege to be a mentor, and I plan to accelerate my game plan and mentor many more men & women, of all ages, in parallel as I grow myself personally.

Have a fantastic day!

Aug 192013
 
S - U - C - C - E - S - S

This acrostic caught my eye right away when I heard a highly successful entreprenuer lay it out on a white board earlier this month. I think the value of such a visual can often be under-rated, so rather than let that happen, am using this gentlemen’s focus on the familiar word ‘success’ as the heart of tonight’s post.

/////////////

S = $

U = You.

C = Common

C = cents ( sense 😀 )

E = Enthusiasm

S = $$

S = $$$

\\\\\\\\\\\\\

I can easily relate to why the ‘S’ s all were tagged to money. Since so many equate success to financial well being, it was a neat idea to build the acrostic with book ends which a majority of individuals will relate to at a surface level. Does this mean that success is exclusively financial?  Of course not. It is far, far more, yet since many aspire to financial freedom, with being successful as their vehicle to get there, it makes sense.

‘C’ & ‘C’ = how valuable, yet its not all that common sometimes, is it? This can be attibuted to so many root reasons ( e.g., non physical fears, programming, poor/bad information, not associating with positive communities/individuals, entertainment overload, schooling instead of education ) — so, let’s counter that by mentoring with those who have your best interests in mind, plugging into gold medal quality information, and changing your thinking. Mentorship matters.

Enthusiam, let alone excitement, are so crucial. Frank Bettger taught us this so many years ago in his remarkable book, ‘How I Raised Myself From Failure to Success in Selling’. Have vivid, clear goals that you are chasing at all times. Be in the race to the top. A winner is up even when she is down – you must pour the gas on the dreams, and act enthusiastic even if you don’t quite feel all the way there 🙂

Lastly, we back up to the U.  That is you. Yourself. (and I!). We are our most valuable asset, yet we often take our trillion dollar on board computer known as our brain (primarily the subconscious/unconscious = a goal setting device) and feed it the equivalent of junk food, yet we expect the best of our sports teams and celebrities (?).  This is entirely upside down.

There’s nothing amiss with having a favorite player, team, or even a star actor, but why do so many tolerate mediocrity in their own day to day lives?  This must be fixed at the core. We control our decisions and our choices. Never play the victim, or bring out the victim card; if you do, the success card is off the table, and will not be in the deck. Why? By doing the latter, you’ve donated it to the person next to you who is reading to be a leader and borrowing the experiences of those who have results; the person in the car in the next lane who is using her vehicle as a rolling university; the man who is attending seminars and conventions and rubbing shoulders with eagles/climbers/creators who want to get better.

It is an honour and a privilege of mine to lead others to their oasis of success. And, I hope this recap, with my own analysis attached, helped the reader, even if just a little. Blessings!

Aug 132013
 
Leadership correlates with education, education with freedom, and leadership engenders freedom: Connections

A couple months ago, I was fortunate to have had the opportunity to hear a very moving talk from a well regarded, influential servant leader #. His ability to interweave leadership principles, liber education (self-directed/leadership), & the meanings of freedom seamlessly together is quite impressive. I’ve noticed that such an ability to synthesize concepts is often missing from today’s schooling, although its value is hard to underestimate in any context once you’ve experienced it.

That talk inspires this post. My wishes for the reader are to think independently; to understand that it is very important to grow his/her leadership abilities — in the ‘soft skills’ — and, lastly, that schooling and education are far from one in the same.

It’s been proven throughout history that freedoms that citizens enjoy are connected to their education. And, that information learned, studied, and applied is where wisdom originates. We cannot depend on faux ‘experts’ to determine anything — businesses large and small, schools, public, private, and home based, and other institutions crave and are clear need of leaders who are honeable, hungry to learn, and are humble, realizing that for every book they read, there are thousands yet to be.

Our freedoms, best described through the lens of either the ‘eight meanings’, or the ‘three types’ ( DeMille & McEwen, respectively ), rest with embracing the age in which we presently live, while renewing our past, and looking evermore into the future. A business model that combines servant/replacement leadership with education, and which filters out the best information from the noise and mis-information in our world today, is beyond priceless. It is troubling when so many citizens are struggling when we have more info at our fingertips today than even 10 years ago; so, let’s connect these together and serve first, to address our problems at their very root.

Businesses which are cutting edge often are very abstract and intangible —  it can be argued that Microsoft, let alone Facebook in the present time, are very much in this category. So, information that isn’t pure, which is not based on fundamental concepts and principles of leadership, nor which encourage any of the types or meanings of freedom, can get out into the marketplace through such an outlet. Think of all the banner ads, the advertising in the news feed, and such as cases in point.

Enter into the marketplace of our global world a similar model, based strictly on information and connecting people together who share a like-minded vision. Going further, the model teaches the soft skills to those who are hungry to invest their 86,400 seconds a day into those who own a share of it; let alone, existing to reach out to others who don’t yet own a share, but wish to do so since they realize that doing the same old, same old in the familiar zone just won’t get them ahead in life.

What may restrain the growth of such a fused model of self-directed education, servant/replacement driven leadership, & the impartation of freedom principles?  Alexander Tytler saw many of them coming centuries ago:  Complacency. Cynicism. Apathy. Dependence [ in this case, on big institutions, words instead of action/deeds ]. Bondage [ here, speaking of debt – spending much of your time plying a trade to pay creditors instead of focusing on what really matters ]. However, can anyone change this?  Of course!  Should you have some healthy skepticism that you can?   Sure. Just use the latter as fuel, and don’t catch the dreaded disease known as ‘excusitis’.

Dr. Schwartz taught us about this disease years ago in his landmark book ( a MUST read.); being “busy” and broke, let alone leaning back on your health as a crutch, all fit into this category of mediocrity. Breaking free from it by solving the idea and ambition problems is exactly what this type of fused model solves!  Leadership requires independent thought, & a different lens and thinking pattern. Education requires the same, and dispenses with much of the (more subtle) programming that schooling includes. And, freedom is precious, and requires one to lead from the front, educate constantly, and think in depth.

Don’t find yourself on the outside looking in while the “experts” attempt to solve problems in your town/city, county, province/state, or nation. Don’t let yourself be distracted from the real issues. Avoid living vicariously through others’ successes, inc. a favorite sports team(s). Curtail excessive entertainment that can become entrenched in your lifestyle, which will neutralize your potential to be great, instead of just average. Be extraordinary!  As Don Soderquist taught us in his book, live, learn, and lead to make a difference. This type of internet age model gives you the intangible tools to do all of the above & much, much more.

Thank you for taking the time to visit this blog & may your life be filled with all the things that you have earned by service before self.

__________________________________

# Sending many kind regards to Mr. George Guzzardo. Please take the opportunity to visit his blog; he updates it frequently and his posts are filled with wisdom; the link/URL is in my blogroll.

Aug 112013
 
What you do MATTERS -- Serve. Pay forward. Give. Bless Others.

Ripples in the still water…

They are caused by something which breaks the stillness; something which serves as the cause, while the effect is palpable to the naked eye …

Who among us, likely while with your parents on a hike, a camping trip, or at a retreat, hasn’t tossed a rock into a pond, a lake, and watched with glee as your act caused something so obvious?  Raising my hand, I am one of them 😀

So, why would we, as adults, not apply this same principle to your life?

What you do MATTERS.

Here’s the principle I speak of. This is not a new idea, yet I wished to cover it today, as earlier this summer, I was privilved to hear a moving talk from an accomplished business owner ** ( w/ her husband ) who re-told the story that I’ve linked back to at the bottom of this post. The story is a core of the ‘Butterfly Effect’ , and is synonomous with ripples from a smooth stone tossed as a young child. Rather than re-tell that story, let’s use it as inspiration – print it off, and refer to it often …

Let’s apply this to our lives today. Stop spending so much time on obligations that only benefit ourselves and which have limited value to our families, trusted friends, and our society. Our families are the cornerstone of our culture – thus, the butterfly effect, the ripples, matter – and our culture is in dire need of an infusion of leadership that rises from organic growth of our own thinking. Our friends are valuable, so why would we not spend time and effort cultivating those relationships?  That will ripple.

And, social capital can only be rebuilt by conscious focus on restoring values which will bring satisfaction in our business ownership (or our careers/jobs), our faith/spiritual development, our marriages/parenting, and in our time spent community building (anything from the YMCA, PTA, church youth groups/VBS, et al.)

Yes, what you do MATTERS. Focus on priorities! Match your calendar to them at all times. No excuses, please. If you rank something as #1 in your life, it should be #1 on your calendar in terms of the time you spent on it, as often as possible. Sure, urgencies will arise; so long as you remember Covey’s ‘Big Rocks’ vid clip, the visual should stick with you  to guide you back onto the path in case you are knocked off of it.

It is a privilege of mine to serve others, paying forward world class/gold medal information which has the highest potential to lead to the butterfly effect in others’ lives. Help one person/family/entrepreneur fix an issue and grow their servant leadership?  Define their purpose? Sharpen their vision?  Up their adversity quotient?  Fix their finances at the deepest roots?  Those are ripples. They are priorities for those folks, right?  So, the stone and rock tossed is the information, that which, once learned & applied, will effect the change.

How amazing a feeling to shake hands, hugs, fist bumps, and pats on the back with the people whose lives you bless!  Up your count. Give of yourself & pay forward transformational info that has benefited you/your family/your business. And, you will have  your own opportunity to be the Moses, the George W. Carver, the Henry Wallace, and the Norman Borlaug in your own ways.

+ + +

** Thank you so very much, Laurie Woodward, for your ability to inspire through stories! The story that she cited can be found elsewhere; however, here’s a great source that is found easily online > http://lifetoday.org/connect/words-of-life/the-butterfly-effect/  <

Aug 032013
 
Mindset -- Thick skin, soft heart > Soft skin, hard heart --

Your mindset is a very large input factor – its impact is much like a rock that ripples the standing, still waters on a lake once a person skips it across the surface.

So, after hearing a talk by a very accomplished business owner/entrepreneur about 6 weeks ago, and re-visiting my notes from her ** talk, I was inspired to blog about some of the contents of her talk, adding some of my own color to her words.  It was a very enlightening perspective!

First >

Being offended.

Have thick skin & a soft heart when it comes to being offended. Our culture is far too close to the soft skin, hard heart than it should be, which causes needless friction in relationships. Let alone, one’s mindset is impacted, as he/she is always either carrying a chip on his/her shoulder(s), or is always being overly concerned about what to say & when to say it. Manners matter, yet having empathy and grace are better.

Second >

Credentialism.

If someone has more credentials, certifications, or other ‘flair’ than the person next to you, please don’t have the mindset that this individual is more intelligent, smarter, or more impactful to society. There’s nothing at all amiss about pursuing these as you go after what you want ( ‘Define’ step ), however, your mindset must be centered on the value of people as far more than their career/occupation/job. The latter is just a small part of our lives. Let alone, the fact that self-directed (liber/leadership) education doesn’t bring with it any of these “tokens”, however, this path is just as valuable,and unquestionably so.

Third >

Being an employee & lacking understanding of being an owner/entrepreneur.

As with the second, neither of these pathways are “wrong”, however, oft-times, with the last century having been a force-shift culture rather than the previous 125 years, there is a mindset that someone who is an owner has to put their entire life on the line by signing a stack of papers, or having a name on a building. Let alone that entrepreneurship is ‘risky’, or requires a ton of time to get ahead versus a 40 hour employee’s average week. Not the case!  Here, again, mindset makes all the difference. Have thick skin if you are an owner facing questions like this; have a soft heart if you are dealing with an owner who is chasing his/her dream of freedom

Fourth >

The desire to always win an argument.

Dale Carnegie taught us all about four score years ago that one never really wins an argument. Sage wisdom from the past, as usual, is timeless. However, when your skin is not thick, you may be far more defensive, less humble, et al., so I can clearly can tell why she included this in her talk about mindset.  Instead of winning an argument, and losing the battle, let alone the’ ‘war’, how about digging into people skills books, audios, and surround yourself with those whom will make you better?

Fifth >

Image.

One possible way to approach image is to compare it to one’s reputation, as opposed to what one truly is, inside-out. A person is far more than how he looks on the surface, how much schooling/education she has, etc. Being materialistic, judgmental of someone’s choice of clothing without knowing details, critiquing his way of talking; all of these are image-conscious. It’s far more valuable to re-focus your mindset on something that will edify and glorify others.

and, lastly, Sixth >

Excuses.

We’ve all made them; in fact, Dr. David Schwartz, in his landmark book, ‘The Magic of Thinking Big’, dedicated a whole chapter to ‘Excuse-itis’!  So, let’s not reflexively judge others, nor beat ourselves up if we’ve come up with excuses. These are signs of the latter from this blog’s subject – a hard heart and thin skin. Rather, turn the excuses into reasons! And, have a thick skin and grace when it comes to dealing with others who have not yet reshaped their mindset to one of solutions, rather than problems.

_________

** – all credit for the outline/core themes from this post to Mrs. Terri Brady. Her talks are always a value add to my life. Visit her blog @ http://terribradyblog.com for an excellent dose of success, wealth, and interpersonal development thinking.